Westchester County and Mount Kisco Village property record for 3 Cold Spring Ct, Mount Kisco, NY 10549
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,405,000 (Aug 2023) |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 555601 80.67-4-2 |
| Primary APN | 555601 80.67-4-2 |
|---|---|
| Alternative APN |
|
| Lot Area | 18,731 sqft (0.43 acres) |
|---|
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 COLD SPRING CT |
|---|---|
| City | MOUNT KISCO |
| State | NY |
| Zip | 10549-4752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Subdivision | HUNTERS KNOLL |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT KISCO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 13000 |
Source: Westchester County and Mount Kisco Village records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 COLD SPRING CT, MOUNT KISCO, NY 10549-4752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Jun 12, 2020 | Loan Modification, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Nov 15, 1999 · Amount on Record |
| Deed Document Number | 20233158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 31, 2023 |
| Property Address | 3 COLD SPRING CT, MOUNT KISCO, NY 10549-4752 |
| Document Number | 0631933158 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 631933158 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | NEW AGE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 COLD SPRING CT, MOUNT KISCO, NY 10549-4752 |
| Name | Verified Name |
|---|
| Document Number | 0632143576 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 632143576 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 3 COLD SPRING CT, MOUNT KISCO, NY 10549-4752 |
| Document Number | 0601983046 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3 COLD SPRING CT MOUNT KISCO NY 105494752, MOUNT KISCO, NY 10549-4752 |
| Document Number | 0601983046 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 060198/003046 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Westchester County and Mount Kisco Village assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision / Municipality | Mount Kisco Village |
| Unified School District | Bedford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 | $151,320 (-) Land $70,000 Building $81,320 | $1,087,850 (-53.41%) Land $503,235 Building $584,615 |
| 2024 | $151,320 (-) Land $70,000 Building $81,320 | $2,335,185 (+10.49%) Land $1,080,247 Building $1,254,938 | |
| 2023 | $151,320 (-14.65%) Land $70,000 Building $81,320 | $2,113,408 (-9.65%) Land $977,654 Building $1,135,754 | |
| 2022 | $177,300 Land $70,000 Building $107,300 | $2,339,050 Land $923,483 Building $1,415,567 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1980–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT KISCO WATER DEPARTMENT serves 11,187 people · EPA ID NY5903437 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable | 940 / 35 |
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