5 Clipper St, Cumberland Foreside, ME 04110 Property Records

Cumberland County and Cumberland Town property record for 5 Clipper St, Cumberland Foreside, ME 04110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 2017
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on File
Last Sale	$306,300 (May 2017)
Tax Bill	$8,523 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20260947`

Property Details

APN / Parcel Number

Primary APN	`20260947`
Alternative APNs	`CMBL M:R01 L:11 U:7AQ` `20230097`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	3,826 sqft
1st Floor Area	822 sqft
Basement Area	822 sqft
Unfinished Basement	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,499 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20260947
Street Address	5 CLIPPER ST
City	CUMBERLAND FORESIDE
State	ME
Zip	04110-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OC-S
Legal Lot Number	11
Jurisdiction	CUMBERLAND ME
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2033
Census Tract	4202

Owner

5 Clipper St is owned by two individuals who bought it in May 2017.

Source: Cumberland County and Cumberland Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 LIBERTY LN, 11, SOUTH PORTLAND, ME 04106-1971
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Aug 7, 2020	Deed of Trust, Mortgage KEYBANK USA
Oct 29, 2013	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Deed Document Number	201722537
Deed Book / Page	34020 / 224
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Recording Date	Jun 17, 2026
Property Address	5 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Document Number	0000024169
Book / Page	42330 / 293
Instrument Date	Jun 9, 2026
Instrument	202624169
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354

Mortgage

Document Number	0000024169,
Date	Jun 17, 2026
Book Page	42330/293
Instrument	202624169

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	5 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405460039
Date	Dec 28, 2023
Book Page	40546/39
Instrument	46664

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	5 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378780264
Date	Mar 2, 2021
Book Page	37878/264
Instrument	14847

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	5 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Document Number	0370450207
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 CLIPPER ST CUMBERLAND FORESIDE ME 041101354, CUMBERLAND FORESIDE, ME 04110-1354

Mortgage

Document Number	0370450207
Date	Aug 12, 2020
Book Page	037045/000207
Instrument	48225

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 11, 2035

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	5 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Document Number	0363920055
Instrument Date	Oct 29, 2013
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLIPPER ST CUMBERLAND FORESIDE ME 041101354, CUMBERLAND FORESIDE, ME 04110-1354

Mortgage

Document Number	0363920055
Date	Feb 3, 2020
Book Page	036392/000055
Instrument	5907

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 2, 2040

Tax Assessment & Valuation

Source: Cumberland County and Cumberland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Cumberland Town
Unified School District	School Administrative District 51 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,523.00 (+19.44%)	$338,500 (+0.56%) Land $79,500 Building $259,000
2022	$7,136.00	$336,600 Land $79,500 Building $257,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Clipper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Clipper St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clipper St

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