3 Clipper St, Cumberland Foreside, ME 04110 Property Records

Cumberland County and Cumberland Town property record for 3 Clipper St, Cumberland Foreside, ME 04110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 2017
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,000 (Apr 2017)
Tax Bill	$8,541 (2025)
Deeds & Mortgages	Nov 2022 Refinance Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20261816`

Property Details

APN / Parcel Number

Primary APN	`20261816`
Alternative APNs	`CMBL M:R01 L:11 U:7AR` `20230098`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	4,058 sqft
1st Floor Area	924 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,499 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20261816
Street Address	3 CLIPPER ST
City	CUMBERLAND FORESIDE
State	ME
Zip	04110-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OC-S
Legal Lot Number	11
Jurisdiction	CUMBERLAND ME
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2033
Census Tract	4202

Owner

Source: Cumberland County and Cumberland Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Mar 14, 2018	Deed of Trust, Mortgage NORWAY SAVINGS BANK
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Deed Book / Page	33939 / 1
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	3 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398350125
Date	Nov 8, 2022
Book Page	39835/125
Instrument	55957

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	3 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347070206
Date	Mar 14, 2018
Book Page	34707/0206
Instrument	000000011444

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	3 CLIPPER ST, CUMBERLAND FORESIDE, ME 04110-1354
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370550274
Date	Aug 14, 2020
Book Page	37055/274
Instrument	49119

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cumberland County and Cumberland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Cumberland Town
Unified School District	School Administrative District 51 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,541.00 (+21.27%)	$339,200 (+2.11%) Land $79,500 Building $259,700
2022	$7,043.00	$332,200 Land $79,500 Building $252,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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