5 Cline Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5 Cline Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,362 sqft · built 1991
Lot Size	0.51 acres (22,211 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Jul 2018)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 32A 2 22`

Property Details

APN / Parcel Number

Primary APN	`08 32A 2 22`
Alternative APN	`164053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,362 sqft Heated Area
Gross Area	3,496 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Finished Basement	432 sqft
Unfinished Basement	738 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,211 sqft (0.51 acres)
Lot Dimensions	133 ft deep x 167 ft wide
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	164053
Street Address	5 CLINE DR
City	GRANITE FALLS
State	NC
Zip	28630-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1944 PG 1639 YR 18 ST 265.00
Legal Subdivision	HOMER AKINS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2010
Census Tract	31402

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CLINE DR, GRANITE FALLS, NC 28630-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage CERTAINTY HM LNS LLC
Jul 11, 2018	Warranty Deed, Transfer CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Jan 1, 1992 · Amount on Record
Deed Document Number	201810023915
Deed Book / Page	1944 / 1639
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5 CLINE DR, GRANITE FALLS, NC 28630-1831
Document Number	0010046513
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLINE DR GRANITE FALLS NC 286301831, GRANITE FALLS, NC 28630-1831

Mortgage

Document Number	0010046513
Date	Jul 27, 2020
Book Page	001994/000902
Instrument	10046513

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 11, 2018
Property Address	5 CLINE DR, GRANITE FALLS, NC 28630-1831
Document Number	0010023915
Book / Page	001944 / 001639
Instrument Date	Jul 11, 2018
Instrument	10023915
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CLINE DR GRANITE FALLS NC 286301831, GRANITE FALLS, NC 28630-1831

Mortgage

Document Number	10023916
Date	Jul 11, 2018
Book Page	001944/001642
Instrument	10023916

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,735.00 (+79.79%)	$272,500 (+77.52%) Land $14,500 Building $258,000	$272,500 (+77.52%) Land $14,500 Building $258,000
2023		$153,500 (-) Land $14,500 Building $139,000	$153,500 (-) Land $14,500 Building $139,000
2022	$965.00	$153,500 Land $14,500 Building $139,000	$153,500 Land $14,500 Building $139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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