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3 Cline Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 3 Cline Dr, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1988
Lot Size0.481 acres (20,952 sqft)
OwnerIndividual Name on File
Tax Bill$943 (2026)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08 32A 2 18

Property Details

APN / Parcel Number

Primary APN08 32A 2 18
Alternative APN
  • 162996

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Heated Area
Gross Area1,424 sqft
1st Floor Area1,200 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,952 sqft (0.481 acres)
Lot Dimensions194 ft deep x 108 ft wide

Exterior Amenities

PorchSlab
Deck AreaDeck Area
Patio Area80 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number162996
Street Address3 CLINE DR
CityGRANITE FALLS
StateNC
Zip28630-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1934 PG 986 YR 2018 ST 194.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group2
Census Block2010
Census Tract31402

Owner

3 Cline Dr is owned and occupied by an individual who acquired it in October 2003.

Source: Caldwell County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3 CLINE DR, GRANITE FALLS, NC 28630-1831
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2003
Deed SaleOct 1, 2003
Prior SaleApr 30, 1998 · Amount on File
Deed Book / Page1472 / 1111
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateJan 23, 2018
Property Address3 CLINE DR, GRANITE FALLS, NC 28630-1831
Document Number0010018873
Book / Page001934 / 000986
Instrument DateJan 9, 2018
Instrument10018873
Transaction TypeTransfer
Record UpdatedFeb 9, 2018
Title CompanyFIRST CHOICE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CLINE DR GRANITE FALLS NC 286301831, GRANITE FALLS, NC 28630-1831

Mortgage

Document Number10018874
DateJan 23, 2018
Book Page001934/000988
Instrument10018874
Lender
NameGEORGE MASON MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3 Cline Dr was $943, down 25.5% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$943.00 (-25.51%)$198,200 (-) Land $16,800 Building $181,400
2025$1,266.00$198,200 Land $16,800 Building $181,400$198,200 Land $16,800 Building $181,400
2023$90,600 (-) Land $16,800 Building $73,800$90,600 (-) Land $16,800 Building $73,800
2022$577.00$90,600 Land $16,800 Building $73,800$90,600 Land $16,800 Building $73,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cline Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cline Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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