Stafford County property record for 5 Clear Spring Ln, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,232 sqft · built 2014 |
| Lot Size | 0.201 acres (8,764 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Nov 2021) |
| Tax Bill | $5,565 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45U-1B-31 |
| Primary APN | 45U-1B-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,232 sqft Living Area |
| Basement Area | 1,520 sqft |
| Finished Basement | 1,167 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,764 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 52400 |
|---|---|
| Street Address | 5 CLEAR SPRING LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 31 SEC 1B 8763 SF SOUTHGATE SUBDIVISION PM130000139 |
| Legal Subdivision | SOUTHGATE SEC 1B |
| Legal Lot Number | 31 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10304 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jun 22, 2023 | Intrafamily Transfer, Transfer |
| Nov 22, 2021 | Warranty Deed, Transfer · FHA Mortgage NFM LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 0210038953 |
| Last Transfer Date | Jun 22, 2023 |
| Transfer Doc | 0230007472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 5 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230011023 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 230011023 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 22, 2023 |
| Property Address | 5 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0230007472 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 230007472 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Nov 22, 2021 |
| Property Address | 5 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0210038953 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 210038953 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0210038954 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 210038954 |
| Name | NFM LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,565.00 (+11.52%) | $594,200 (+12.52%) Land $130,000 Building $464,200 | $594,200 (+12.52%) Land $130,000 Building $464,200 |
| 2023 | $4,990.00 | $528,100 (-) Land $125,000 Building $403,100 | $528,100 (-) Land $125,000 Building $403,100 |
| 2022 | $528,100 Land $125,000 Building $403,100 | $528,100 Land $125,000 Building $403,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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