Stafford County property record for 2 Clear Spring Ln, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,920 sqft · built 2014 |
| Lot Size | 0.236 acres (10,302 sqft) |
| Owner | Company Name on Record |
| Last Sale | $560,000 (Oct 2023) |
| Tax Bill | $4,634 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45U-1B-148 |
| Primary APN | 45U-1B-148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,920 sqft Living Area |
| Basement Area | 1,320 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,302 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 238 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 52445 |
|---|---|
| Street Address | 2 CLEAR SPRING LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 148 SEC 1B 10301 SF SOUTHGATE SUBDIVISION PM130000139 |
| Legal Subdivision | SOUTHGATE SEC 1B |
| Legal Lot Number | 148 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10304 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 2 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2023 · Amount on Record |
| Deed Document Number | 0230012029 |
| Last Transfer Date | Aug 13, 2025 |
| Transfer Doc | 0250010500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Oct 2, 2023 |
| Property Address | 2 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0230012029 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 230012029 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 0230012030 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 230012030 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 2 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210028497 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 210028497 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 2 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 190020869 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2 CLEAR SPRING LN FREDERICKSBURG VA 224052696, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 190020869 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 20869 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,634.00 (+11.42%) | $494,800 (+12.4%) Land $130,000 Building $364,800 | $494,800 (+12.4%) Land $130,000 Building $364,800 |
| 2023 | $4,159.00 (+13.23%) | $440,200 Land $125,000 Building $315,200 | $440,200 Land $125,000 Building $315,200 |
| 2021 | $3,673.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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