Coles County property record for 5 Circle Dr, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1959 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,000 (Feb 2024) |
| Tax Bill | $2,827 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2-10355-000 |
| Primary APN | 02-2-10355-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Base Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 142 ft deep x 88.6 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Cooling System | Central |
|---|
| Street Address | 5 CIRCLE DR |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDWEST PARK ANNEX LOT 5 NE 1/4 SEC 14 T12N R09E |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 14 |
| Legal Subdivision | MIDWEST |
| Legal Lot Number | 5 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 701 |
Source: Coles County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 CIRCLE DR, CHARLESTON, IL 61920-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on Record |
| Deed Sale | Feb 28, 2024 · Amount on Record |
| Prior Sale | Aug 3, 2015 · Amount on Record |
| Deed Document Number | 2024810903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Feb 28, 2024 |
| Property Address | 5 CIRCLE DR, CHARLESTON, IL 61920-2949 |
| Document Number | 202400810903 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 202400810903 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CIRCLE DR, CHARLESTON, IL 61920-2949 |
| Document Number | 202400810904 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 202400810904 |
| Name | FIRST NEIGHBOR BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 13.1% |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,827.00 (+3.74%) | $44,830 (+20.67%) Land $6,398 Building $38,432 | $134,490 (+20.67%) Land $19,194 Building $115,296 |
| 2023 | $37,151 (+1.68%) Land $5,302 Building $31,849 | $111,453 (+1.68%) Land $15,906 Building $95,547 | |
| 2022 | $36,537 Land $5,214 Building $31,323 | $109,611 Land $15,642 Building $93,969 | |
| 2020 | $2,725.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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