3 Circle Dr, Charleston, IL 61920 Property Records

Coles County property record for 3 Circle Dr, Charleston, IL 61920

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,868 sqft · built 1965
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Apr 2016)
Tax Bill$1,967 (2025)
Deeds & MortgagesApr 2016 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-2-10353-000

Property Details

APN / Parcel Number

Primary APN02-2-10353-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,868 sqft Base Area
1st Floor Area1,868 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions126 ft deep x 85 ft wide
Garage TypeAttached
Garage Area572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3 CIRCLE DR
CityCHARLESTON
StateIL
Zip61920-2949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIDWEST PARK ANNEX LOT 3 NE 1/4 SEC 14 T12N R09E
Legal Range09E
Legal Township12N
Legal Section14
Legal SubdivisionMIDWEST
Legal Lot Number3
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group1
Census Block1009
Census Tract701

Owner

3 Circle Dr is owned and occupied by an individual who bought it in April 2016.

Source: Coles County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3 CIRCLE DR, CHARLESTON, IL 61920-2949
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2016 · Amount on File
Deed SaleApr 28, 2016 · Amount on File
Prior SaleJul 25, 2005 · Amount on File
Deed Document Number2016763521
Record UpdatedSep 20, 2026

April 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLES IL
Recording DateApr 28, 2016
Property Address3 CIRCLE DR, CHARLESTON, IL 61920-2949
Document Number201600763521
Map ReferencePB 2 PG 118
Instrument DateApr 27, 2016
Instrument201600763521
Transaction TypeTransfer
Record UpdatedJul 29, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$172.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CIRCLE DR, CHARLESTON, IL 61920-2949

Mortgage

Document Number201600763522
DateApr 28, 2016
Instrument201600763522
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueApr 28, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Circle Dr was $1,967 with exemptions applied.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,967.00$50,437 Land $5,614 Building $44,823$151,311 Land $16,842 Building $134,469
2023$41,797 Land $4,652 Building $37,145$125,391 Land $13,956 Building $111,435
2020$2,429.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, Watch TV.

Nearby Properties on Circle Dr

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