5 Cider Mill Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 5 Cider Mill Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,216 sqft · built 1967
Lot Size	0.946 acres (41,221 sqft)
Owner	2 Individual Names on File
Last Sale	$897,000 (Nov 2018)
Tax Bill	$14,239 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0016 B:0000 L:2448`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0016 B:0000 L:2448`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,216 sqft Living Area
Gross Area	4,713 sqft
Basement Area	1,360 sqft
Unfinished Basement	544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,221 sqft (0.946 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 CIDER MILL RD
City	LYNNFIELD
State	MA
Zip	01940-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	2448
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3000
Census Tract	209200

Owner

5 Cider Mill Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Dec 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Aug 9, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Nov 23, 2018	Quit Claim Deed, Transfer US BANK NA
Mar 6, 2018	Foreclosure · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2018 · Amount on File
Deed Sale	Nov 23, 2018 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Book / Page	37171 / 267
Transfer Doc	037171-267
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	5 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037409-574
Date	Mar 29, 2019
Book Page	37409/574
Instrument	20190329001560

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2029

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	5 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038146-588
Date	Dec 24, 2019
Book Page	38146/588
Instrument	20191224003300

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	5 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037740-222
Date	Aug 9, 2019
Book Page	37740/222
Instrument	20190809001330

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2029

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	5 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038909-148
Date	Sep 8, 2020
Book Page	38909/148
Instrument	20200908001490

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 23, 2018
Property Address	5 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Document Number	37171-267
Book / Page	37171 / 267
Instrument	181123000680
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	371710269
Date	Nov 23, 2018
Instrument	37171/0269

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2048

Interest

Max Rate At Change	20.1%

March 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNNFIELD MA
Recording Date	Mar 6, 2018
Property Address	5 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Document Number	036571-330
Book / Page	36571 / 330
Instrument	180306003220
Transaction Type	Foreclosure
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.79
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Investor	Possibly a Property Investor

Mortgage

Document Number	0365710341
Date	Mar 6, 2018
Instrument	36571/0341

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Cider Mill Rd was $14,239, up 11.7% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,239.00 (+11.75%)	$1,242,500 (+2.98%) Land $789,300 Building $442,500	$1,311,276 (+6.94%)
2025	$12,742.00 (+3.45%)	$1,206,600 (+2.96%) Land $766,200 Building $440,400	$1,226,165
2024	$12,317.00 (+5.05%)	$1,171,900 (+12.94%) Land $743,900 Building $428,000
2023	$11,725.00	$1,037,600 Land $658,900 Building $378,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cider Mill Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cider Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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