3 Cider Mill Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 3 Cider Mill Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,392 sqft · built 1964
Lot Size	1.18 acres (51,514 sqft)
Owner	2 Company Names on Record
Tax Bill	$19,276 (2026)
Deeds & Mortgages	Apr 2021 Refinance May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0016 B:0000 L:2477`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0016 B:0000 L:2477`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,392 sqft Living Area
Gross Area	6,896 sqft
Basement Area	1,506 sqft
Finished Basement	1,369 sqft
Unfinished Basement	137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	51,514 sqft (1.18 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 CIDER MILL RD
City	LYNNFIELD
State	MA
Zip	01940-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	APPLE HILL WOODLANDS SEC 03
Legal Lot Number	2477
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3000
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 22, 2025
Transfer Doc	042677-525
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	3 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39773-158
Date	Apr 16, 2021
Book Page	39773/158
Instrument	20210416000490

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	3 CIDER MILL RD, LYNNFIELD, MA 01940-1131
Document Number	37581-591
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 CIDER MILL RD LYNNFIELD MA 019401131, LYNNFIELD, MA 01940-1131

Mortgage

Document Number	37581-591
Date	Jun 13, 2019
Book Page	037581/000591
Instrument	190613450

Lender

Name	JG WENTWORTH HM LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2039

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,276.00 (+11.75%)	$1,682,000 (+2.98%) Land $791,800 Building $877,200	$1,867,977 (+12.01%)
2025	$17,249.00 (+3.45%)	$1,633,400 (+2.96%) Land $768,600 Building $864,800	$1,667,725
2024	$16,673.00 (+5.15%)	$1,586,400 (+13.05%) Land $746,200 Building $840,200
2023	$15,857.00	$1,403,300 Land $661,200 Building $742,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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