5 Chester Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 5 Chester Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,336 sqft · built 1954
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$2,307,000 (Jul 2023)
Tax Bill	$41,521 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551400 153-13-1-40`

Property Details

APN / Parcel Number

Primary APN	`551400 153-13-1-40`
Alternative APN	`140015301300010400000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,336 sqft Living Area
1st Floor Area	2,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Street Address	5 CHESTER DR
City	RYE
State	NY
Zip	10580-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	SUBDIVISION MAP OF GREENHAVEN ESTATES
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3003
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CHESTER DR, RYE, NY 10580-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA
Feb 24, 2020	Loan Modification, Mortgage STIFEL BK&TR
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	20233826
Record Updated	Oct 29, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 26, 2023
Property Address	5 CHESTER DR, RYE, NY 10580-2203
Document Number	0631933826
Map Reference	MP 8454
Instrument Date	Jul 14, 2023
Instrument	631933826
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,578.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 GREENHAVEN RD, RYE, NY 10580-2249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WARREN ST APT 1230, 1230, NEW YORK, NY 10007-1405

Mortgage

Document Number	0631993621
Date	Jul 26, 2023
Instrument	631993621

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0631993620
Date	Jul 26, 2023
Instrument	631993620

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	5 CHESTER DR, RYE, NY 10580-2203
Document Number	0600633346
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	SANDS ABSTRACT LLC, SANDS ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 GREENHAVEN RD RYE NY 105802249, RYE, NY 10580-2249

Mortgage

Document Number	0600633346
Date	Mar 4, 2020
Book Page	060063/003346

Lender

Name	STIFEL BK&TR
Type	Bank
Address	12655 OLIVE BLVD # 325, ST LOUIS, MO 63141-6362

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	5 CHESTER DR, RYE, NY 10580-2203
Document Number	0600633322
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	SANDS ABSTRACT LLC, SANDS ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 GREENHAVEN RD RYE NY 105802249, RYE, NY 10580-2249

Mortgage

Document Number	0600633322
Date	Mar 4, 2020
Book Page	060063/003322

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye Neck Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$41,521.00 (-30.9%)
2025	$60,089.00	$25,500 (-) Land $11,600 Building $13,900	$2,161,017 (+6.78%) Land $983,051 Building $1,177,966
2024		$25,500 (-) Land $11,600 Building $13,900	$2,023,810 (+2.38%) Land $920,635 Building $1,103,175
2023		$25,500 (-) Land $11,600 Building $13,900	$1,976,744 (+13.95%) Land $899,225 Building $1,077,519
2022		$25,500 Land $11,600 Building $13,900	$1,734,694 Land $789,116 Building $945,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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