3 Chester Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 3 Chester Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,965 sqft · built 1959
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,357,770 (Dec 2019)
Tax Bill	$46,894 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551400 153-13-1-39`

Property Details

APN / Parcel Number

Primary APN	`551400 153-13-1-39`
Alternative APN	`140015301300010390000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,965 sqft Living Area
1st Floor Area	3,292 sqft
2nd Floor Area	1,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	40,946 sqft (0.94 acres)

Location & Zoning

Street Address	3 CHESTER DR
City	RYE
State	NY
Zip	10580-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	SUBDIVISION MAP OF GREENHAVEN ESTATES
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3003
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CHESTER DR, RYE, NY 10580-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit SPERRY ASSOCIATES FCU
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CENTRAL BANK
Dec 16, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Apr 26, 2018	Trustee's Deed, Foreclosure CLOSING USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Apr 26, 2018 · Amount on Record
Deed Document Number	2019593433197
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	0580363058
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 CHESTER DR, RYE, NY 10580-2203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CROSS COUNTRY ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0593573596
Date	Dec 24, 2019
Instrument	593573596

Lender

Name	SPERRY ASSOCIATES FCU
Type	Credit Union
Address	NEW HYDE PARK, NY 11040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 23, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 CHESTER DR, RYE, NY 10580-2203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601053188
Date	Apr 16, 2020
Instrument	601053188

Lender

Name	FIRST CENTRAL BANK
Type	Bank
Address	GLEN COVE, NY 11542

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 16, 2019
Property Address	3 CHESTER DR, RYE, NY 10580-2203
Document Number	0593433197
Book / Page	059343 / 003197
Instrument Date	Nov 19, 2019
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$5,431.08
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 PILGRIM ST NEW HYDE PARK NY 110403141, NEW HYDE PARK, NY 11040-3141

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 26, 2018
Property Address	3 CHESTER DR, RYE, NY 10580-2203
Document Number	0580363058
Book / Page	058036 / 003058
Instrument Date	Feb 6, 2018
Transaction Type	Foreclosure
Record Updated	Jan 12, 2019
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3 CHESTER DR RYE NY 105802203, RYE, NY 10580-2203

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye Neck Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46,894.00 (+78.2%)
2025	$26,315.00	$28,800 (-) Land $10,950 Building $17,850	$2,440,678 (+6.78%) Land $927,966 Building $1,512,712
2024		$28,800 (-) Land $10,950 Building $17,850	$2,285,715 (+2.38%) Land $869,048 Building $1,416,667
2023		$28,800 Land $10,950 Building $17,850	$2,232,558 Land $848,837 Building $1,383,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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