5 Cherry Tree Pl, Harrisburg, IL 62946 Property Records

Saline County property record for 5 Cherry Tree Pl, Harrisburg, IL 62946

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2018)
Tax Bill	$4,322 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-2-084-09`

Property Details

APN / Parcel Number

Primary APN	`06-2-084-09`

Location & Zoning

Street Address	5 CHERRY TREE PL
City	HARRISBURG
State	IL
Zip	62946-5266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HB,S ,T ,R ,Q ,L038,B000 COUNTRY CLUB HILLS ADD LOT 38 2150/665 4/18 W/D 08-22-284-007-0040
Legal Subdivision	COUNTRY CLUB HILLS ADD
Legal Lot Number	38
Jurisdiction	SALINE IL
Township / Civil Division	HARRISBURG
Census Block Group	2
Census Block	2056
Census Tract	956200

Owner

5 Cherry Tree Pl is owned and occupied by an individual who bought it in April 2018.

Source: Saline County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK/ALTO PASS
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK OF ALTO PASS IL
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK OF ALTO PASS IL
Apr 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on File
Deed Sale	Apr 11, 2018 · Amount on File
Deed Document Number	267084
Deed Book / Page	2150 / 665
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Jun 30, 2026
Property Address	5 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Document Number	0000292955
Book / Page	2291 / 960
Instrument Date	Jun 30, 2026
Instrument	2026292955
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,147.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHERRY TREE PL, HARRISBURG, IL 62946-5266

Mortgage

Document Number	0000292956,
Date	Jun 30, 2026
Instrument	2026292956

Lender

Name	FARMERS STATE BANK/ALTO PASS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	5 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002277/280
Date	Aug 11, 2025
Book Page	2277/280
Instrument	290298

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 12, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	5 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2193/732
Date	Jun 23, 2020
Book Page	2193/732
Instrument	274149

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Interest

Rate	2.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Apr 11, 2018
Property Address	5 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Document Number	2150/0665
Book / Page	2150 / 0665
Instrument Date	Apr 11, 2018
Instrument	267084
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 CHERRY TREE PL, HARRISBURG, IL 62946-5266

Mortgage

Document Number	267085
Date	Apr 11, 2018
Instrument	267085

Lender

Name	FIRST MID ILLINOIS BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	Harrisburg Township
Municipality	Harrisburg City
Unified School District	Harrisburg Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,322.00 Homeowner's exemption	$54,285 Land $6,665 Building $47,620	$162,855 Land $19,995 Building $142,860
2022		$43,375 (-3%) Land $5,325 Building $38,050	$130,125 (-3%) Land $15,975 Building $114,150
2021	$4,014.00 Homeowner's exemption	$44,716 Land $5,490 Building $39,226	$134,148 Land $16,470 Building $117,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Cherry Tree Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cherry Tree Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISBURG serves 8,524 people · EPA ID IL1650200
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Futiva Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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