14 Cherry Tree Pl, Harrisburg, IL 62946 Property Records

Saline County property record for 14 Cherry Tree Pl, Harrisburg, IL 62946

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2023)
Tax Bill	$4,823 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1-135-03`

Property Details

APN / Parcel Number

Primary APN	`06-1-135-03`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	14 CHERRY TREE PL
City	HARRISBURG
State	IL
Zip	62946-5266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HB,S22,T09,R06 ,QNE,L ,B PT SE1/4 NE1/4 BEG SE COR L1 OF COUNTRY CLUB HILLS 5TH PLAT FOR POB 2245/13 7/23 EX/D 08-22-200-003-
Jurisdiction	SALINE IL
Township / Civil Division	HARRISBURG
Census Block Group	2
Census Block	2056
Census Tract	956200

Owner

14 Cherry Tree Pl is owned and occupied by an individual who bought it in July 2023.

Source: Saline County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14 S CHERRY ST, HARRISBURG, IL 62946-1702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Feb 20, 2014
Deed Document Number	284043
Deed Book / Page	2245 / 13
Record Updated	Jun 8, 2026

July 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SALINE IL
Recording Date	Jul 3, 2023
Property Address	14 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Document Number	0002245/13
Book / Page	2245 / 13
Instrument Date	Jul 3, 2023
Instrument	284043
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 544, HARRISBURG, IL 62946-0544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 CHERRY TREE PL, HARRISBURG, IL 62946-5266

Mortgage

Document Number	0000284044
Date	Jul 3, 2023
Instrument	284044

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

Mortgage

Document Number	002245/214
Date	Jul 13, 2023
Book Page	2245/214
Instrument	284087

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	HARRISBURG, IL 62946

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2026
Change Frequency	3 Years
Min Rate At Change	4.75%
Max Rate At Change	8.5%
Index	3-Year TN
Max Rate	12.5%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	Harrisburg Township
Municipality	Harrisburg City
Unified School District	Harrisburg Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,823.00 Homeowner's exemption	$59,879 Land $7,271 Building $52,608	$179,637 Land $21,813 Building $157,824
2022		$47,845 (-3%) Land $5,810 Building $42,035	$143,535 (-3%) Land $17,430 Building $126,105
2021	$3,974.00 Homeowner's exemption Senior Citizen's exemption	$49,324 Land $5,990 Building $43,334	$147,972 Land $17,970 Building $130,002

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Cherry Tree Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cherry Tree Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISBURG serves 8,524 people · EPA ID IL1650200
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Futiva Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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