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5 Chenango St, Oxford, NY 13830 Property Records

Chenango County and Oxford Town property record for 5 Chenango St, Oxford, NY 13830

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,876 sqft · built 1890
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Tax Bill$4,984 (2026)
Deeds & MortgagesMar 2026 Transfer
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN084601 182.12-3-7

Property Details

APN / Parcel Number

Primary APN084601 182.12-3-7
Alternative APNs
  • 460118212000030070000000
  • 1410557

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,876 sqft Living Area
1st Floor Area1,438 sqft
2nd Floor Area1,438 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions138 ft deep x 63 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number1410557
Street Address5 CHENANGO ST
CityOXFORD
StateNY
Zip13830-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block3
Legal Lot Number7.000
JurisdictionCHENANGO NY
Township / Civil DivisionOXFORD
Census Block Group3
Census Block3007
Census Tract970700

Owner

Source: Chenango County and Oxford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 CHENANGO ST, OXFORD, NY 13830-3405
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Quit Claim Deed, Transfer
Quitclaim
Jun 3, 2019Deed of Trust, Mortgage · Line of Credit
NBT BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 17, 2025
Transfer Doc202600000450
Record UpdatedOct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHENANGO NY
Recording DateMar 27, 2026
Property Address5 CHENANGO ST, OXFORD, NY 13830-3405
Document Number202600000450
Instrument DateOct 17, 2025
Instrument2026-00000450
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address5 CHENANGO ST, OXFORD, NY 13830
Document Number0000001992
Instrument DateJun 3, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyFRONTIER ABSTRACT, FRONTIER ABS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address5 CHENANGO ST OXFORD NY 13830, OXFORD, NY 13830

Mortgage

Document Number0000001992
DateNov 5, 2019
Instrument1992
Lender
NameNBT BK
TypeBank
AddressOXFORD, NY 13830-0511
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chenango County and Oxford Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionOxford Town
MunicipalityOxford Village
Unified School DistrictOxford Academy and Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,984.00 (-15.74%) Homeowner's exemption
2025$5,915.00$52,000 (-) Land $5,900 Building $46,100$140,541 (+20.76%) Land $15,946 Building $124,595
2023$52,000 Land $5,900 Building $46,100$116,383 Land $13,205 Building $103,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims11 (1979–2011)
Most Recent ClaimSep 2011 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXFORD VILLAGE
serves 1,738 people · EPA ID NY0801746
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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