4 Chenango St, Oxford, NY 13830 Property Records

Chenango County and Oxford Town property record for 4 Chenango St, Oxford, NY 13830

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,348 sqft · built 1875
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jul 2022)
Tax Bill	$5,750 (2026)
Deeds & Mortgages	Jul 2022 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084601 182.12-1-20`

Property Details

APN / Parcel Number

Primary APN	`084601 182.12-1-20`
Alternative APNs	`460118212000010200000000` `1410707`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,348 sqft Living Area
1st Floor Area	2,016 sqft
2nd Floor Area	1,555 sqft
Upper Floors Area	777 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	336 ft deep x 90.8 ft wide
Porch	Slab
Porch Area	397 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1410707
Street Address	4 CHENANGO ST
City	OXFORD
State	NY
Zip	13830-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	CHENANGO NY
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3004
Census Tract	970700

Owner

Source: Chenango County and Oxford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 CHENANGO ST, OXFORD, NY 13830-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer
Jun 21, 2017	Warranty Deed, Transfer · Conventional with PMI HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	20221241
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Jul 11, 2022
Property Address	4 CHENANGO ST, OXFORD, NY 13830-3405
Document Number	2022000001241
Instrument Date	Jul 1, 2022
Instrument	20220-00001241
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HICKOK AVE, NORWICH, NY 13815-2018

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Jun 21, 2017
Property Address	4 CHENANGO ST, OXFORD, NY 13830-3405
Document Number	0000000829
Instrument Date	Jun 14, 2017
Instrument	829
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 EASTERN BLVD SE CEDAR RAPIDS IA 524031808, CEDAR RAPIDS, IA 52403-1808

Mortgage

Document Number	1209
Date	Jun 21, 2017
Instrument	1209

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Chenango County and Oxford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Oxford Town
Municipality	Oxford Village
Unified School District	Oxford Academy and Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,750.00 (-46.79%)
2025	$10,806.00	$60,000 (-) Land $8,000 Building $52,000	$162,162 (+20.76%) Land $21,622 Building $140,540
2023		$60,000 Land $8,000 Building $52,000	$134,288 Land $17,905 Building $116,383

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1979–2011)
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD VILLAGE serves 1,738 people · EPA ID NY0801746
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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