Steuben County and Bath Town property record for 5 Charles St, Bath, NY 14810 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,536 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,900 (Apr 2017) |
| Tax Bill | $1,513 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Apr 2017 Sale & Mortgage + 1 more |
| APN | 0008818-100 |
| Primary APN | 0008818-100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 768 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 80 ft deep x 80 ft wide |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008818-100 |
|---|---|
| Street Address | 5 CHARLES ST |
| City | BATH |
| State | NY |
| Zip | 14810-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80X80 FT ASSESSED |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 961100 |
Source: Steuben County and Bath Town records · APN 0008818-100
Assessment roll updated April 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CHARLES ST, BATH, NY 14810-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC |
| Apr 27, 2017 | Deed, Transfer COMMUNITY BANK NA |
| Jan 27, 2017 | Foreclosure NOT AVAILABLE, JOHN MCANDREW |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on Record |
| Deed Sale | Apr 27, 2017 · Amount on Record |
| Prior Sale | Jan 27, 2017 · Amount on Record |
| Deed Book / Page | 2647 / 280 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 5 CHARLES ST, BATH, NY 14810-1104 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004348/0000000116 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 0000004348/0000000116 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Apr 27, 2017 |
| Property Address | 5 CHARLES ST, BATH, NY 14810-1104 |
| Document Number | 0000002647/0000000280 |
| Book / Page | 0000002647 / 0000000280 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | NOT AVAILABLE, PETER J. DEGAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CHARLES ST, BATH, NY 14810-1104 |
| Document Number | 0000004167/0000000281 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 0000004167/0000000281 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 01, 2047 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jan 27, 2017 |
| Property Address | 5 CHARLES ST, BATH, NY 14810-1104 |
| Document Number | 0000002633/0000000204 |
| Book / Page | 0000002633 / 0000000204 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2023 |
| Title Company | NOT AVAILABLE, JOHN MCANDREW |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2851 CLOVER ST, PITTSFORD, NY 14534-1711 |
Source: Steuben County and Bath Town records · Assessment roll updated April 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Bath Village |
| County | Steuben County |
| County Subdivision | Bath Town |
| Unified School District | Bath Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,513.00 (-15.9%) | $43,000 (-) Land $6,000 Building $37,000 | $45,263 (+5.26%) Land $6,316 Building $38,947 |
| 2023 | $43,000 (-4.44%) Land $6,000 Building $37,000 | $43,000 (-14%) Land $6,000 Building $37,000 | |
| 2022 | $45,000 Land $12,000 Building $33,000 | $50,000 Land $13,333 Building $36,667 | |
| 2021 | $1,799.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361019611001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1993–2021) |
| Most Recent Claim | Nov 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company | Fiber | 1,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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