Steuben County and Bath Town property record for 4 Charles St, Bath, NY 14810
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 480 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $48,970 (Sep 2023) |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2023 Sale |
| APN | 0010705-000 |
| Primary APN | 0010705-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0010705-000 |
|---|---|
| Street Address | 4 CHARLES ST |
| City | BATH |
| State | NY |
| Zip | 14810-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 40X120 FT ASSESSED |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 961100 |
Source: Steuben County and Bath Town records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 CHARLES ST, BATH, NY 14810-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIVE STAR BANK |
| Sep 20, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Sep 20, 2023 · Amount on Record |
| Deed Book / Page | 3054 / 206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Sep 20, 2023 |
| Property Address | 4 CHARLES ST, BATH, NY 14810-1105 |
| Document Number | 003054/206 |
| Book / Page | 3054 / 206 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7568 SELLECK RD, SAVONA, NY 14879-9512 |
| Document Number | 0005006266 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 5006/266 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Sep 20, 2023 |
| Property Address | 4 CHARLES ST, BATH, NY 14810-1105 |
| Document Number | 003054/201 |
| Book / Page | 3054 / 201 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CHARLES ST, BATH, NY 14810-1105 |
Source: Steuben County and Bath Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Bath Village |
| County | Steuben County |
| County Subdivision | Bath Town |
| Unified School District | Bath Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,689.00 (+11.19%) | $48,000 (-) Land $4,400 Building $43,600 | $50,526 (+5.26%) Land $4,632 Building $45,894 |
| 2023 | $48,000 (+26.32%) Land $4,400 Building $43,600 | $48,000 (+13.68%) Land $4,400 Building $43,600 | |
| 2022 | $38,000 Land $9,600 Building $28,400 | $42,222 Land $10,667 Building $31,555 | |
| 2021 | $1,519.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1993–2021) |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATH VILLAGE CONSOLIDATED SAMPLING AREA serves 5,400 people · EPA ID NY5001206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 28 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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