5 Chadwick Dr, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 5 Chadwick Dr, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,842 sqft · built 1963
Lot Size	1.53 acres (67,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2007)
Tax Bill	$4,306 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:46 L:38`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:46 L:38`
Alternative APNs	`00200200` `200200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,842 sqft Living Area
Gross Area	6,630 sqft
1st Floor Area	1,140 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,007 sqft (1.53 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	200200
Street Address	5 CHADWICK DR
City	OLD LYME
State	CT
Zip	06371-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU40
Legal Lot Number	38
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	1
Census Block	1014
Census Tract	660104

Owner

Source: Old Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 CHADWICK DR, OLD LYME, CT 06371-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Balloon Mortgage BETTER MORTGAGE CORP
Jun 8, 2017	Deed of Trust, Mortgage CHARTER OAK FED CU
Sep 25, 2018	Deed of Trust, Mortgage CHARTER OAK FED CU
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2007 · Amount on Record
Deed Sale	Mar 1, 2007 · Amount on Record
Deed Book / Page	342 / 488
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	5 CHADWICK DR, OLD LYME, CT 06371-2106
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	441-233
Date	Feb 24, 2021
Book Page	441/233

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	5 CHADWICK DR, OLD LYME, CT 06371-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	416-934
Date	Jun 8, 2017
Book Page	416/934

Lender

Name	CHARTER OAK FED CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	5 CHADWICK DR, OLD LYME, CT 06371-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	425-184
Date	Sep 25, 2018
Book Page	425/184

Lender

Name	CHARTER OAK FED CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	5 CHADWICK DR, OLD LYME, CT 06371-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	433-1114
Date	May 11, 2020
Book Page	433/1114

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,306.00 (-56.13%)	$148,750 (-75.41%) Land $48,370 Building $100,380	$352,336 (-16.78%)
2025	$9,816.00	$604,800 (+54.33%) Land $86,500 Building $518,300	$423,360 Land $60,550 Building $362,810
2024	$9,816.00 (+6.58%)
2023	$9,210.00	$391,900 (-) Land $90,100 Building $301,800
2022	$9,210.00	$391,900 Land $90,100 Building $301,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHADWICK HOMEOWNERS ASSN., INC. private · serves 292 people · EPA ID CT1050011
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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