12 Chadwick Dr, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 12 Chadwick Dr, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1965
Lot Size	0.938 acres (40,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2022)
Tax Bill	$5,113 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:46 L:29`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:46 L:29`
Alternative APNs	`00199300` `199300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,559 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,120 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,871 sqft (0.938 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	199300
Street Address	12 CHADWICK DR
City	OLD LYME
State	CT
Zip	06371-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU40
Legal Lot Number	29
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	1
Census Block	1015
Census Tract	660104

Owner

Source: Old Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CRAIG RD, OLD LYME, CT 06371-1322
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CHELSEA GROTON BANK
Aug 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Book / Page	449 / 624
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	000449-624
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Mar 1, 2022
Property Address	12 CHADWICK DR, OLD LYME, CT 06371-2105
Document Number	000449-624
Book / Page	449 / 624
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000449627
Date	Mar 1, 2022
Instrument	449/627

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Aug 3, 2021
Property Address	12 CHADWICK DR, OLD LYME, CT 06371-2105
Document Number	445-445
Book / Page	445
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 CRAIG RD, OLD LYME, CT 06371-1322

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,113.00 (+24.83%)	$176,610 (-30.03%) Land $48,370 Building $128,240	$450,111 (+154.76%)
2025	$4,096.00	$252,400 (+27.93%) Land $84,500 Building $167,900	$176,680 Land $59,150 Building $117,530
2024	$4,096.00 (-11.67%)
2023	$4,637.00	$197,300 (-) Land $87,000 Building $110,300
2022	$4,637.00	$197,300 Land $87,000 Building $110,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHADWICK HOMEOWNERS ASSN., INC. private · serves 292 people · EPA ID CT1050011
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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