5 Central St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 5 Central St, Topsfield, MA 01983

Property Summary

Property Type	Office Building
Details	2 ba · 1,400 sqft · built 1920
Lot Size	0.079 acres (3,433 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Apr 2021)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0040 B:0080 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0040 B:0080 L`
Alternative APN	`1467`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,400 sqft Total Area
Gross Area	1,751 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	High Rise
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	3,433 sqft (0.079 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1467
Street Address	5 CENTRAL ST
City	TOPSFIELD
State	MA
Zip	01983-1801
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	BV
Legal Block	80
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2015
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5 CENTRAL ST, TOPSFIELD, MA 01983-1801
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Jan 31, 1996 · Amount on Record
Deed Document Number	20215940
Deed Book / Page	39752 / 245
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Apr 9, 2021
Property Address	5 CENTRAL ST, TOPSFIELD, MA 01983-1801
Document Number	39752-245
Book / Page	39752 / 245
Instrument Date	Apr 9, 2021
Instrument	20210409005940
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CENTRAL ST, TOPSFIELD, MA 01983-1801

Mortgage

Document Number	210409005950
Date	Apr 9, 2021
Instrument	210409005950

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,788.00 (+13.42%)	$386,100 (+11.14%) Land $236,700 Building $149,400
2024	$5,103.00 (-3.35%)	$347,400 (-) Land $226,400 Building $121,000
2023	$5,280.00	$347,400 Land $226,400 Building $121,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20