Essex County and Topsfield Town property record for 14 Central St, Topsfield, MA 01983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,769 sqft · built 1848 |
| Lot Size | 0.299 acres (13,046 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $370,000 (Mar 2003) |
| Tax Bill | $9,433 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0041 B:0040 L |
| Primary APN | TOPS M:0041 B:0040 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,769 sqft Living Area |
| Gross Area | 2,620 sqft |
| Basement Area | 612 sqft |
| Unfinished Basement | 612 sqft |
| Year Built | Built 1848 |
|---|---|
| Effective Year Built | Effective 1848 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,046 sqft (0.299 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1845 |
|---|---|
| Street Address | 14 CENTRAL ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | TOPSFIELD |
| Legal Block | 40 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | PO BOX 377, TOPSFIELD, MA 01983-0577 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 28, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2003 · Amount on Record |
| Deed Sale | Mar 27, 2003 · Amount on Record |
| Deed Book / Page | 20458 / 298 |
| Last Transfer Date | Apr 27, 2021 |
| Transfer Doc | 39814-302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Apr 28, 2021 |
| Property Address | 14 CENTRAL ST, TOPSFIELD, MA 01983-1802 |
| Document Number | 39814-302 |
| Book / Page | 39814 / 302 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 20210428002520 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CENTRAL ST, TOPSFIELD, MA 01983-1802 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 14 CENTRAL ST, TOPSFIELD, MA 01983-1802 |
| Document Number | 35949-336 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 35949-336 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 035949/000336 |
| Instrument | 1706160579 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,433.00 (+2.04%) | $629,300 (-) Land $325,400 Building $303,900 | $753,255 |
| 2024 | $9,244.00 (+0.87%) | $629,300 (+4.38%) Land $325,400 Building $303,900 | |
| 2023 | $9,164.00 | $602,900 Land $314,500 Building $288,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1978–2010) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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