Dorchester County property record for 5 Cedar St, Cambridge, MD 21613
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,774 sqft · built 1964 |
| Lot Size | 0.256 acres (11,152 sqft) |
| Owner | Company Name on File |
| Last Sale | $315,000 (May 2004) |
| Tax Bill | $4,819 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-117825 |
| Primary APN | 07-117825 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,774 sqft Total Area |
| 1st Floor Area | 2,774 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Block |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 11,152 sqft (0.256 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Account Number | 117825 |
|---|---|
| Street Address | 5 CEDAR ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2362 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | I-1 |
| Legal Description | LOT 11,152.37 SQ.FT. CEDAR STREET CAMBRIDGE |
| Legal Lot Number | 11 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970400 |
5 Cedar St, a commercial property, is owned by a company that bought it in May 2004.
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 CEDAR ST, CAMBRIDGE, MD 21613-2362 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2004 · Amount on File |
| Deed Sale | May 21, 2004 · Amount on File |
| Prior Sale | Jan 4, 1989 · Amount on File |
| Deed Document Number | 200431505 |
| Deed Book / Page | 577 / 896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Apr 27, 2026 |
| Property Address | 5 CEDAR ST, CAMBRIDGE, MD 21613-2362 |
| Document Number | 2011000064 |
| Book / Page | 2011 / 64 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 103 CEDAR ST, CAMBRIDGE, MD 21613-2361 |
| Document Number | 2011000064, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 2011/64 |
| Name | HEBRON SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 5 Cedar St was $4,819, up 3.4% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,819.00 (+3.41%) | $257,900 (+3.95%) | $277,500 (+11.85%) Land $55,700 Building $221,800 |
| 2025 | $4,660.00 | $248,100 Land $55,700 Building $192,400 | $248,100 Land $55,700 Building $192,400 |
| 2023 | $4,413.00 | $238,767 | $248,100 Land $55,700 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Cedar St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 23 units insured incl. 18 condo units |
| Nearby Flood Claims | 3 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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