Dorchester County property record for 109 Cedar St, Cambridge, MD 21613
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,065 sqft · built 1964 |
| Lot Size | 0.332 acres (14,476 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Oct 2024) |
| Tax Bill | $5,014 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-120508 |
| Primary APN | 07-120508 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,065 sqft Total Area |
| 1st Floor Area | 4,065 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Block |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 14,476 sqft (0.332 acres) |
| View / Lot | Waterfront |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 120508 |
|---|---|
| Street Address | 109 CEDAR ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2361 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | I-2 |
| Legal Description | LOT 14,476 SQ. FT. COR CEDAR-TRENTON STS. CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970400 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 109 CEDAR ST, CAMBRIDGE, MD 21613-2361 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Deed Book / Page | 1908 / 409 |
| Record Updated | Oct 29, 2026 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,014.00 (+29.93%) | $268,367 (+34.7%) | $394,100 (+91.78%) Land $61,100 Building $333,000 |
| 2025 | $3,859.00 (+4.81%) | ||
| 2023 | $3,682.00 | $199,233 | $205,500 Land $61,100 Building $144,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 23 units insured incl. 18 condo units |
| Nearby Flood Claims | 3 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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