5 Carmel Ter, Ormond Beach, FL 32174 Property Records

Volusia County property record for 5 Carmel Ter, Ormond Beach, FL 32174 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	2,330 sqft Living Area
Lot Size	9,000 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$260,000 (2020)
Tax Bill	$3,954.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3242-21-03-0440`
Alternative APNs	`32134221030440` `42133221030440` `3008472.0` `3008472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,330 sqft Living Area
Gross Area	2,946 sqft Gross Area
1st Floor	2,216 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1992
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,000 sqft (0.207 acres)
Depth X Width	100 ft x 90 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	616 sqft Garage

Exterior Amenities

Pool Area	396 sqft Pool
Shed	1 Shed
Shed Area	112 sqft Shed
Patio Area	660 sqft Patio
Porch Area	186 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3008472
Street Address	5 CARMEL TER
City	ORMOND BEACH
State	FL
Zip	32174-3925
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 44 OAK FOREST PHASE III REPLAT MB 34 PG 161 PER OR 2048 PG 0214 PER OR 5498 PG 4532 PER OR 6627 PG 2018 PER OR 6629 PG 2492 PER OR 6680 PG 4001 PER OR 6680 PG 4002 PER OR 7567 PGS 1119-1120 PER OR 7940 PG 1946
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	FOREST PHASE III REPLAT MB
Legal Phase	3
Legal Tract	21
Legal Lot Number	44
Jurisdiction	VOLUSIA FL
Minor Civil Division	ORMOND BEACH
Census Blockgroup	1
Census Block	1000
Census Tract	80700

Owner

Source: Volusia County records · APN 3242-21-03-0440

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	5 CARMEL TER, ORMOND BEACH, FL 32174-3925
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 03, 2018	Warranty Deed, Transfer · Veterans Administration Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jul 03, 2018 · Amount on Record
Deed Doc Number	2020218085
Deed Book / Page	7940 / 1946
Prior Transfer Date	Feb 14, 2005
Prior Transfer Doc	0054984532
Record Refreshed	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 10, 2020
Property Address	5 CARMEL TER, ORMOND BEACH, FL 32174-3925
Document Number	0079401946
Book / Page	7940 / 1946
Map Reference	MB 34 PG 161
Instrument Date	Nov 06, 2020
Instrument	2020-218085
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	TRUST TITLE OF CTRL FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2323 MONTAUK DR, 2323, CROFTON, MD 21114-3241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CARMEL TER, ORMOND BEACH, FL 32174-3925

Mortgage

Document Number	0079401948
Date	Nov 10, 2020
Book Page	7940/1948
Instrument	2020-218086

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 03, 2018
Property Address	5 CARMEL TER, ORMOND BEACH, FL 32174-3925
Document Number	0075671119
Book / Page	7567 / 1119
Map Reference	MB 34 PG 161
Instrument Date	Jun 28, 2018
Instrument	2018-134883
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,907.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 LUCERNE CIR, 802, ORMOND BEACH, FL 32174-4627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CARMEL TER, ORMOND BEACH, FL 32174-3925

Mortgage

Document Number	2018134884
Date	Jul 03, 2018
Instrument	2018-134884

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,921 (+2.7%)	$385,548 (+0.34%) Land $56,250 Building $329,298
2025	$3,954.00 (+7.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$289,115 (+5.99%)	$384,256 (+3.5%) Land $56,250 Building $328,006
2023	$3,691.00 (+3.24%) Senior Citizen's exemption	$272,784 (+3%)	$371,269 (+12.02%) Land $56,250 Building $315,019
2022	$3,575.00 Senior Citizen's exemption	$264,839	$331,419 Land $56,250 Building $275,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

5 Carmel Ter, Ormond Beach, FL 32174 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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