10 Carmel Ter, Ormond Beach, FL 32174 Property Records

Volusia County property record for 10 Carmel Ter, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1985
Square Footage	1,859 sqft Living Area
Garage	Mixed, 540 sqft
Occupancy	Owner Occupied
Last Sale	$99,000 (1995)
Tax Bill	$1,951.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3242-21-03-0400`
Alternative APNs	`32134221030400` `3008430.0` `3008430`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,859 sqft Living Area
1st Floor	1,105 sqft 1st Floor
2nd Floor	754 sqft 2nd Floor
Upper Floors	754 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Baked Enamel Exterior
Construction Type	Wood Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	540 sqft Garage

Exterior Amenities

Pool Area	336 sqft Pool
Patio Area	819 sqft Patio
Porch	Open Porch
Porch Area	84 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3008430.0
Old Parcel Number	32134221030400
Street Address	10 CARMEL TER
City	ORMOND BEACH
State	FL
Zip	32174-3925
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 40 OAK FOREST PHASE III REPLAT MB 34 PG 161 PER OR 3984 PG 0992
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	REPLAT
Legal Phase	3
Legal Tract	21
Legal Lot Number	40
Jurisdiction	VOLUSIA FL
Minor Civil Division	ORMOND BEACH
Census Blockgroup	1
Census Block	1000
Census Tract	80700

Owner

Source: Volusia County records · APN 3242-21-03-0400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 CARMEL TER, ORMOND BEACH, FL 32174-3925
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 1995 · Amount on Record
Deed Sale	Feb 16, 1995 · Amount on Record
Deed Doc Number	0398400992
Deed Book / Page	03984 / 00992
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	10 CARMEL TER, ORMOND BEACH, FL 32174-3925
Document Number	0074680804
Book / Page	007468 / 000804
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARMEL TER ORMOND BEACH FL 321743925, ORMOND BEACH, FL 32174-3925

Mortgage

Document Number	0074680804
Date	Nov 06, 2017
Book Page	007468/000804
Instrument	214606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2047

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00 (+17.74%) Homeowner's exemption	$151,819 (+5.99%)	$307,582 (+2.92%) Land $59,500 Building $248,082
2023	$1,657.00 (+3.82%) Homeowner's exemption	$143,244 (+3%)	$298,864 (+10.24%) Land $59,500 Building $239,364
2022	$1,596.00 Homeowner's exemption	$139,072	$271,103 Land $59,500 Building $211,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.