5 Canal St, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Canal St, Westerly, RI 02891

Property Summary

Property Type	Commercial
Lot Size	0.483 acres (21,043 sqft)
Owner	Company Name on Record
Last Sale	$755,000 (Dec 2008)
Tax Bill	$12,266 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:056 B:61-B L`

Property Details

APN / Parcel Number

Primary APN	`M:056 B:61-B L`
Alternative APNs	`WEST M:56 B:61 L:B` `21005426`

Exterior

Lot Area	21,043 sqft (0.483 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	21005426
Street Address	5 CANAL ST
City	WESTERLY
State	RI
Zip	02891-1509
Property Category	Commercial
Property Type	Commercial > Retail
Legal Block	61
Legal Lot Number	B
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	4
Census Block	4004
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westerly Downtown Historic District listed 1984 · 43 contributing resources · NRIS 84002055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5 CANAL ST, WESTERLY, RI 02891-1509
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2008 · Amount on Record
Deed Sale	Dec 29, 2008 · Amount on Record
Deed Book / Page	1770 / 315
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	5 CANAL ST, WESTERLY, RI 02891
Document Number	2020-9512
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5-7 CANAL ST WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number	2020-9512
Date	Dec 30, 2020
Book Page	002020/029512
Instrument	6747

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,266.00 (-21.72%)	$1,576,600 (+2.22%) Land $205,600 Building $1,371,000
2023	$15,670.00 (+0.6%)	$1,542,300 (-) Land $186,400 Building $1,355,900
2022	$15,577.00	$1,542,300 Land $186,400 Building $1,355,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3