2 Canal St, Westerly, RI 02891 Property Records

Westerly Town property record for 2 Canal St, Westerly, RI 02891

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	12,327 sqft · built 1913
Lot Size	0.132 acres (5,765 sqft)
Owner	Company Name on Record
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WEST M:56 B:20`

Property Details

APN / Parcel Number

Primary APN	`WEST M:56 B:20`
Alternative APNs	`M:056 B:20 L` `16189205`

Interior

Units	13 Units
Stories	3 Stories
Building Area	12,327 sqft Total Area
Gross Area	17,976 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	5,765 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16189205
Street Address	2 CANAL ST
City	WESTERLY
State	RI
Zip	02891-1586
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Block	20
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	4
Census Block	4011
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westerly Downtown Historic District listed 1984 · 43 contributing resources · NRIS 84002055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	44 WATCH HILL RD, WESTERLY, RI 02891-3532
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 3, 2019
Property Address	2 CANAL ST, WESTERLY, RI 02891-1586
Document Number	2019-4373
Book / Page	002019 / 014373
Instrument Date	Aug 30, 2019
Instrument	3672
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 WATCH HILL RD WESTERLY RI 028913532, WESTERLY, RI 02891-3532

Mortgage

Document Number	2019-4375
Date	Sep 3, 2019
Book Page	002019/014375
Instrument	3673

Lender

Name	WASHINGTON TR CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,617.00 (-17.96%)	$722,000 (+7.14%) Land $157,200 Building $564,800	$550,137
2023	$6,847.00 (+5.63%)	$673,900 (+5%) Land $142,500 Building $531,400
2022	$6,482.00	$641,800 Land $142,500 Building $499,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3