5 Cambridge Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 5 Cambridge Dr, Spring Valley, IL 61362 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	built 1971
Lot Size	0.259 acres (11,270 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2025)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Nov 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-305-003`

Property Details

APN / Parcel Number

Primary APN	`18-26-305-003`
Alternative APN	`2528`

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	11,270 sqft (0.259 acres)
Lot Dimensions	115 ft deep x 98 ft wide

Location & Zoning

Account Number	1826305003
Street Address	5 CAMBRIDGE DR
City	SPRING VALLEY
State	IL
Zip	61362-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-CAMBRIDGE 2ND ADD. L 28 (98X115)
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	CAMBRIDGE 2ND ADD
Legal Lot Number	28
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3036
Census Tract	965100

Owner

Source: Bureau County records · APN 18-26-305-003

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2598 N 2739TH RD, MARSEILLES, IL 61341-9534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Nov 07, 2008	Deed of Trust, Mortgage · ARM SPRING VALLEY CITY BANK
Jun 12, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BK ROCK FALLS
Jun 04, 2014	Warranty Deed, Transfer
May 10, 2012	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS AND MERCHANICS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Jun 04, 2014 · Amount on Record
Deed Document Number	20251961
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	5 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R01349
Date	Apr 23, 2019
Instrument	2019R01349

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Interest

Rate Type	Fixed Rate

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	5 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001378/060
Date	Nov 07, 2008
Book Page	1378/060
Instrument	2008_06063

Lender

Name	SPRING VALLEY CITY BANK
Address	SPRING VALLEY, IL 61362

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 01, 2013
Change Frequency	5 Years
Min Rate At Change	5.37%
Index	5-Year TN
Margin	2
Max Rate	11.3%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 12, 2025
Property Address	5 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Document Number	2025R01961
Map Reference	MB 479 PG 277A
Instrument Date	Jun 04, 2025
Instrument	2025R01961
Transaction Type	Transfer
Record Updated	May 08, 2026
Title Company	AMERICAN NATIONAL TITLE, AMERICAN NATIONAL TITLE SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501

Mortgage

Document Number	2025R01962
Date	Jun 12, 2025
Instrument	2025R01962

Lender

Name	COMMUNITY STATE BK ROCK FALLS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 04, 2014
Property Address	5 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Document Number	2014R02012
Map Reference	MB479 PG277A
Instrument Date	Jun 02, 2014
Instrument	2014R02012
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501

May 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	May 10, 2012
Property Address	5 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Document Number	2012R02081
Book / Page	1552
Map Reference	MB479 PG277A
Instrument Date	May 09, 2012
Instrument	2012R02081
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 W ARMSTRONG AVE, PEORIA, IL 61606-1205

Mortgage

Document Number	2012R02082
Date	May 10, 2012
Instrument	2012R02082

Lender

Name	THE FARMERS AND MERCHANICS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2042

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,089.00 (+13.24%)	$65,677 (+15.77%) Land $9,673 Building $56,004	$197,031 (+15.77%) Land $29,019 Building $168,012
2023		$56,731 Land $8,355 Building $48,376	$170,193 Land $25,065 Building $145,128
2022	$5,377.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170119651003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Geneseo Communications	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Connecting Point Computer Center. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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