23 Cambridge Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 23 Cambridge Dr, Spring Valley, IL 61362 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	built 1979
Lot Size	0.264 acres (11,499 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2026)
Tax Bill	$9,190 (2025)
Deeds & Mortgages	Feb 2026 Sale & Line of Credit Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-304-012`

Property Details

APN / Parcel Number

Primary APN	`18-26-304-012`
Alternative APN	`2523`

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	11,499 sqft (0.264 acres)

Location & Zoning

Account Number	1826304012
Street Address	23 CAMBRIDGE DR
City	SPRING VALLEY
State	IL
Zip	61362-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-CAMBRIDGE 2ND ADD. (EX S 6) L 23 D 22-3299
Legal Range	11
Legal Township	16
Legal Section	26
Legal Subdivision	CAMBRIDGE 2ND ADD
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3039
Census Tract	965100

Owner

Source: Bureau County records · APN 18-26-304-012

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	951 26TH ST, LA SALLE, IL 61301-1048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Warranty Deed, Transfer · Line of Credit SPRING VALLEY CITY BANK
Sep 01, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Apr 20, 2018	Deed, Transfer · FHA Mortgage FIRST FSB
Mar 19, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Apr 20, 2018
Deed Document Number	2026567
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 19, 2026
Property Address	23 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Document Number	2026R00567
Instrument Date	Feb 04, 2026
Instrument	2026R00567
Transaction Type	Transfer
Record Updated	May 08, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26551 S JUSTIN DR, CHANNAHON, IL 60410-5646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501

Mortgage

Document Number	2026R00568
Date	Feb 19, 2026
Instrument	2026R00568

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 01, 2022
Property Address	23 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Document Number	2022R03299
Instrument Date	Aug 30, 2022
Instrument	2022R03299
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501

Mortgage

Document Number	2022R03300
Date	Sep 01, 2022
Instrument	2022R03300

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BUREAU IL
Recording Date	Apr 20, 2018
Property Address	23 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Document Number	2018R01455
Instrument Date	Apr 18, 2018
Instrument	2018R01455
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501

Mortgage

Document Number	2018R01456
Date	Apr 20, 2018
Instrument	2018R01456

Lender

Name	FIRST FSB

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Mar 19, 2015
Property Address	23 CAMBRIDGE DR, SPRING VALLEY, IL 61362-1501
Document Number	2015R01075
Instrument Date	Mar 16, 2015
Instrument	2015R01075
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 78, MARK, IL 61340-0078

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,190.00 (+8.13%)	$95,800 (+8.56%) Land $9,048 Building $86,752	$287,400 (+8.56%) Land $27,144 Building $260,256
2024	$8,499.00 (+55.09%) Homeowner's exemption	$88,247 (+6.64%) Land $8,335 Building $79,912	$264,741 (+6.64%) Land $25,005 Building $239,736
2023		$82,752 Land $7,816 Building $74,936	$248,256 Land $23,448 Building $224,808
2022	$5,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170119651003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Geneseo Communications	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Connecting Point Computer Center. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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