5 Bridle Path, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 5 Bridle Path, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	2,538 sqft · built 1978
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Feb 2017)
Tax Bill	$5,667 (2024)
Deeds & Mortgages	Jul 2021 Refinance Feb 2017 Sale & Mortgage
APN	`05-00497-08-00008`

Property Details

APN / Parcel Number

Primary APN	`05-00497-08-00008`
Alternative APN	`0500497000800008`

Interior

Stories	2 Stories
Building Area	2,538 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	13,499 sqft (0.31 acres)
Lot Dimensions	125 ft deep x 108 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 BRIDLE PATH
City	CAPE MAY
State	NJ
Zip	08204-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OB497-GL8
Legal Subdivision	BREAKWATER VILLAGE
Legal Block	497.8
Legal Lot Number	8
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1015
Census Tract	21701

Owner

5 Bridle Path is owned and occupied by two individuals who bought it in February 2017.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 BRIDLE PATH, CAPE MAY, NJ 08204-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC
Feb 9, 2017	Grant Deed, Transfer · Conventional with PMI AMERICAN HERITAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Deed Document Number	20174062
Deed Book / Page	3716 / 497
Prior Transfer Date	Nov 9, 2004
Prior Transfer Doc	0031720024
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	5 BRIDLE PATH, CAPE MAY, NJ 08204-3815
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033078
Date	Jul 9, 2021
Book Page	6427/355
Instrument	2021033078

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 9, 2017
Property Address	5 BRIDLE PATH, CAPE MAY, NJ 08204-3815
Document Number	0037160497
Book / Page	003716 / 000497
Instrument Date	Feb 3, 2017
Instrument	4062
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 BRIDLE PATH CAPE MAY NJ 082043815, CAPE MAY, NJ 08204-3815

Mortgage

Document Number	58410182
Date	Feb 9, 2017
Book Page	005841/000182
Instrument	4063

Lender

Name	AMERICAN HERITAGE FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19115

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,500 (-) Land $78,800 Building $199,700	$278,500 (-) Land $78,800 Building $199,700
2025		$278,500 Land $78,800 Building $199,700	$278,500 Land $78,800 Building $199,700
2024	$5,667.00
2023		$278,500 Land $78,800 Building $199,700	$278,500 Land $78,800 Building $199,700
2022	$5,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 5 Bridle Path; there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–1985)
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Bridle Path is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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