3 Bridle Path, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 3 Bridle Path, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	2,044 sqft · built 1977
Lot Size	0.316 acres (13,752 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2020)
Tax Bill	$4,550 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2020 Sale & Mortgage
APN	`05-00497-08-00007`

Property Details

APN / Parcel Number

Primary APN	`05-00497-08-00007`
Alternative APN	`0500497000800007`

Interior

Stories	2 Stories
Building Area	2,044 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	13,752 sqft (0.316 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3 BRIDLE PATH
City	CAPE MAY
State	NJ
Zip	08204-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OB497-GL7
Legal Block	497.8
Legal Lot Number	7
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1015
Census Tract	21701

Owner

3 Bridle Path is owned and occupied by two individuals who bought it in December 2020.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 BRIDLE PATH, CAPE MAY, NJ 08204-3815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage CREST SAVINGS BANK
Dec 31, 2020	Grant Deed, Transfer · FHA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Jun 16, 2000 · Amount on File
Deed Document Number	202048138
Deed Book / Page	3955 / 106
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	3 BRIDLE PATH, CAPE MAY, NJ 08204-3815
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024920
Date	Nov 14, 2023
Book Page	M6687/244
Instrument	2023024920

Lender

Name	CREST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 31, 2020
Property Address	3 BRIDLE PATH, CAPE MAY, NJ 08204-3815
Document Number	0039550106
Book / Page	003955 / 000106
Instrument Date	Dec 18, 2020
Instrument	48138
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 BRIDLE PATH CAPE MAY NJ 082043815, CAPE MAY, NJ 08204-3815

Mortgage

Document Number	63040500
Date	Dec 31, 2020
Book Page	006304/000500
Instrument	48139

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,600 (-) Land $79,200 Building $144,400	$223,600 (-) Land $79,200 Building $144,400
2025		$223,600 Land $79,200 Building $144,400	$223,600 Land $79,200 Building $144,400
2024	$4,550.00
2023		$223,600 Land $79,200 Building $144,400	$223,600 Land $79,200 Building $144,400
2022	$4,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 3 Bridle Path; there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–1985)
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Bridle Path is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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