5 Bow St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 5 Bow St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,491 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2025)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	Jul 2025 Sale & Refinance Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0051 B:0114 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0051 B:0114 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,491 sqft Living Area
Gross Area	2,603 sqft
Basement Area	820 sqft
Unfinished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 BOW ST
City	TOWNSEND
State	MA
Zip	01469-1093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	114
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3011
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 BOW ST, TOWNSEND, MA 01469-1093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance HARBORONE MORTGAGE
Jan 7, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Book / Page	84368 / 66
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jul 16, 2025
Property Address	5 BOW ST, TOWNSEND, MA 01469-1093
Document Number	0084368-66
Book / Page	84368 / 66
Instrument Date	Jul 16, 2025
Instrument	83142
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BOW ST, TOWNSEND, MA 01469-1093

Mortgage

Document Number	0000083143
Date	Jul 16, 2025
Instrument	83143

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jan 7, 2022
Property Address	5 BOW ST, TOWNSEND, MA 01469-1093
Document Number	079497-166
Book / Page	79497 / 166
Instrument Date	Jan 6, 2022
Instrument	3583
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BOW ST, TOWNSEND, MA 01469-1093

Mortgage

Document Number	0000003584
Date	Jan 7, 2022
Instrument	3584

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,728.00 (+3.53%)	$325,600 (+2.75%) Land $76,600 Building $249,000	$351,785 (-1.23%)
2024	$4,567.00 (+13.16%)	$316,900 (+19.81%) Land $76,600 Building $240,300	$356,155
2023	$4,036.00	$264,500 Land $72,500 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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