14 Bow St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 14 Bow St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,255 sqft · built 1850
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Dec 1999)
Tax Bill	$6,584 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0051 B:0084 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0051 B:0084 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,255 sqft Living Area
Gross Area	3,959 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	21,780 sqft (0.5 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	14 BOW ST
City	TOWNSEND
State	MA
Zip	01469-1091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	84
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3007
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 BOW ST, TOWNSEND, MA 01469-1091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GLOBAL EQUITY FINANCE INC
Jul 23, 2019	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FIN
Nov 26, 2017	Deed of Trust, Mortgage · Conventional with PMI GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 1999 · Amount on Record
Deed Sale	Dec 7, 1999 · Amount on Record
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	14 BOW ST, TOWNSEND, MA 01469-1091
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077990-147
Date	Jun 11, 2021
Book Page	77990/147
Instrument	132213

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	14 BOW ST, TOWNSEND, MA 01469-1091
Document Number	73048-120
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BOW ST TOWNSEND MA 014691091, TOWNSEND, MA 01469-1091

Mortgage

Document Number	73048-120
Date	Aug 2, 2019
Book Page	073048/000120
Instrument	113777

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	14 BOW ST, TOWNSEND, MA 01469-1091
Document Number	70349-1
Book / Page	070349 / 000001
Instrument Date	Nov 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	70349-1
Date	Dec 7, 2017
Book Page	070349/000001
Instrument	198577

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,584.00 (+3.72%)	$478,800 (+9.52%) Land $91,000 Building $366,100	$433,010 (-)
2025	$6,348.00 (+2.83%)	$437,200 (+2.05%) Land $78,600 Building $358,600	$433,010 (-15.15%)
2024	$6,173.00 (-2.08%)	$428,400 (+3.7%) Land $78,600 Building $349,800	$510,340
2023	$6,304.00	$413,100 Land $74,500 Building $338,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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