5 Bow St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 5 Bow St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,269 sqft · built 1880
Lot Size	0.102 acres (4,461 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Sep 2025)
Tax Bill	$6,393 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:16 L:0025`

Property Details

APN / Parcel Number

Primary APN	`SALE M:16 L:0025`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,269 sqft Living Area
Gross Area	2,333 sqft
Basement Area	725 sqft
Unfinished Basement	725 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,461 sqft (0.102 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 BOW ST
City	SALEM
State	MA
Zip	01970-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	25
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2003
Census Tract	204702

Owner

5 Bow St is owned and occupied by two individuals who bought it in September 2025.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 BOW ST, SALEM, MA 01970-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Sep 5, 2018	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Sep 5, 2018 · Amount on File
Deed Document Number	20252790
Deed Book / Page	42945 / 104
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Sep 12, 2025
Property Address	5 BOW ST, SALEM, MA 01970-1113
Document Number	042945-104
Book / Page	42945 / 104
Instrument Date	Sep 12, 2025
Instrument	20250912002790
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 BOW ST, SALEM, MA 01970-1113

Mortgage

Document Number	20250912002800
Date	Sep 12, 2025
Instrument	20250912002800

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Sep 5, 2018
Property Address	5 BOW ST, SALEM, MA 01970-1113
Document Number	36993-98
Book / Page	036993 / 000098
Instrument Date	Sep 5, 2018
Instrument	5004150
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,611.96
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 BOW ST SALEM MA 019701113, SALEM, MA 01970-1113

Mortgage

Document Number	36993-100
Date	Sep 5, 2018
Book Page	036993/000100
Instrument	5004160

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Bow St was $6,393, up 5.3% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,393.00 (+5.34%)	$593,000 (+10.8%) Land $224,900 Building $367,600	$591,856 (+2.12%)
2025	$6,069.00 (+3.27%)	$535,200 (+5.81%) Land $202,400 Building $332,800	$579,595
2024	$5,877.00 (+3.27%)	$505,800 (+11.19%) Land $192,400 Building $313,400
2023	$5,691.00	$454,900 Land $177,600 Building $277,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Bow St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Bow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Bow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures