4 Bow St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 4 Bow St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,512 sqft · built 1870
Lot Size	0.08 acres (3,480 sqft)
Owner	Company Name on Record
Last Sale	$292,500 (Oct 2017)
Tax Bill	$6,526 (2026)
Deeds & Mortgages	May 2021 Refinance Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:16 L:0017`

Property Details

APN / Parcel Number

Primary APN	`SALE M:16 L:0017`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,618 sqft
Basement Area	712 sqft
Unfinished Basement	712 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,480 sqft (0.08 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 BOW ST
City	SALEM
State	MA
Zip	01970-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	17
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2004
Census Tract	204702

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 BOW ST, SALEM, MA 01970-1114
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER CITY MORTGAGE LLC
Jul 10, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2017	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Jan 1, 1977 · Amount on Record
Deed Book / Page	36287 / 340
Last Transfer Date	Jul 7, 2023
Transfer Doc	041653-199
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	4 BOW ST, SALEM, MA 01970-1114
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039909-255
Date	May 24, 2021
Book Page	39909/255
Instrument	20210524002670

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Jul 10, 2023
Property Address	4 BOW ST, SALEM, MA 01970-1114
Document Number	041653-199
Book / Page	41653 / 199
Instrument Date	Jul 7, 2023
Instrument	20230710001480
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BOW ST, SALEM, MA 01970-1114

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Oct 27, 2017
Property Address	4 BOW ST, SALEM, MA 01970-1114
Document Number	36287-340
Book / Page	036287 / 000340
Instrument Date	Oct 27, 2017
Instrument	1710275480
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BOW ST SALEM MA 019701114, SALEM, MA 01970-1114

Mortgage

Document Number	36287-342
Date	Oct 27, 2017
Book Page	036287/000342
Instrument	1710275490

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,526.00 (+5.41%)	$605,400 (+10.9%) Land $219,300 Building $380,400	$582,978 (+17.4%)
2025	$6,191.00 (+3.39%)	$545,900 (+5.94%) Land $197,400 Building $348,500	$496,565
2024	$5,988.00 (+3.4%)	$515,300 (+11.32%) Land $187,600 Building $327,700
2023	$5,791.00	$462,900 Land $173,200 Building $289,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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