Bergen County and Closter Borough property record for 5 Bethany Cir, Closter, NJ 07624 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,192 sqft · built 1998 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $835,000 (Jan 2021) |
| Tax Bill | $19,091 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00308-0000-00007 |
| Primary APN | 07-00308-0000-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,192 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 154 ft deep x 100 ft wide |
| Old Parcel Number | 070020200000000421 |
|---|---|
| Street Address | 5 BETHANY CIR |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.35 AC |
| Legal Subdivision | DURIE ESTATES |
| Legal Block | 308 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records · APN 07-00308-0000-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA |
| Jan 06, 2021 | Deed, Transfer · Conventional Mortgage CATHAY BANK |
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK |
| Jan 13, 2017 | Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Prior Sale | Jan 13, 2017 · Amount on Record |
| Deed Document Number | 20211844 |
| Deed Book / Page | 3898 / 1306 |
| Prior Transfer Date | Jan 23, 2009 |
| Prior Transfer Doc | 0000141834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | NEW YORK TITLE RESEARCH CORP |
| Name | Verified Name |
|---|
| Document Number | 0026182434 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 02618/2434 |
| Instrument | 17-040045 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Lending Institution |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 12, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 06, 2021 |
| Property Address | 5 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 0038981306 |
| Book / Page | 3898 / 1306 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 21-001844 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,676.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 RARITAN RD, 1200, CRANFORD, NJ 07016-3328 |
| Name | Verified Name |
|---|---|
| Address | 5 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 0021001845 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 21-001845 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Dec 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 0030162480 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5 BETHANY CIR CLOSTER NJ 076241665, CLOSTER, NJ 07624-1665 |
| Document Number | 0030162480 |
|---|---|
| Date | Aug 02, 2018 |
| Book Page | 003016/002480 |
| Instrument | 55615 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 13, 2017 |
| Property Address | 5 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 0025060998 |
| Book / Page | 002506 / 000998 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 BETHANY CIR CLOSTER NJ 076241665, CLOSTER, NJ 07624-1665 |
Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,016,000 (+10.27%) Land $392,500 Building $623,500 | $1,016,000 (+10.27%) Land $392,500 Building $623,500 | |
| 2025 | $19,091.00 (+3.68%) | $921,400 (+7.65%) Land $379,300 Building $542,100 | $921,400 (+7.65%) Land $379,300 Building $542,100 |
| 2024 | $18,413.00 (+1.65%) | ||
| 2023 | $855,900 Land $348,900 Building $507,000 | $855,900 Land $348,900 Building $507,000 | |
| 2022 | $18,114.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030070011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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