Bergen County and Closter Borough property record for 15 Bethany Cir, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 3,561 sqft · built 1998 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $999,900 (Apr 2024) |
| Tax Bill | $20,422 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00308-0000-00010 |
| Primary APN | 07-00308-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,561 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Old Parcel Number | 070020200000000418 |
|---|---|
| Street Address | 15 BETHANY CIR |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.34 AC |
| Legal Subdivision | DURIE ESTATES |
| Legal Block | 308 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC |
| Apr 17, 2024 | Deed, Transfer · Conventional Mortgage JMAC LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Prior Sale | Sep 26, 2002 · Amount on File |
| Deed Document Number | 202421396 |
| Deed Book / Page | 5215 / 1380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 15 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 0057600490 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 5760/490 |
| Instrument | 2026021220 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORESTOWN, NJ 08057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 17, 2024 |
| Property Address | 15 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 0052151380 |
| Book / Page | 5215 / 1380 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 2024021396 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Title Company | TERRA TITLE AND ESCROW INC, TERRA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Name | Verified Name |
|---|---|
| Address | 15 BETHANY CIR, CLOSTER, NJ 07624-1665 |
| Document Number | 2024021397 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 2024021397 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,089,600 (+10.55%) Land $391,800 Building $697,800 | $1,089,600 (+10.55%) Land $391,800 Building $697,800 | |
| 2025 | $20,422.00 (+3.66%) | $985,600 (+7.62%) Land $378,900 Building $606,700 | $985,600 (+7.62%) Land $378,900 Building $606,700 |
| 2024 | $19,700.00 (+1.67%) | ||
| 2023 | $915,800 Land $348,500 Building $567,300 | $915,800 Land $348,500 Building $567,300 | |
| 2022 | $19,377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures