Middlesex County and Edison Township property record for 5 Bernice St, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 2,471 sqft · built 1988 |
| Lot Size | 0.135 acres (5,898 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,000 (Aug 2017) |
| Tax Bill | $18,234 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00909-0000-00013 |
| Primary APN | 05-00909-0000-00013 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,471 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 5,898 sqft (0.135 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Account Number | 00023652 |
|---|---|
| Street Address | 5 BERNICE ST |
| City | EDISON |
| State | NJ |
| Zip | 08820-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBB |
| Legal Description | 40X160 45X120 |
| Legal Subdivision | HIGHLAND WOODS/EDISON SEC II |
| Legal Block | 909 |
| Legal Lot Number | 13 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1411 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 BERNICE ST, EDISON, NJ 08820-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Aug 8, 2017 | Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on Record |
| Deed Sale | Aug 8, 2017 · Amount on Record |
| Prior Sale | Feb 12, 1988 · Amount on Record |
| Deed Document Number | 2017199 |
| Deed Book / Page | 7021 / 837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 5 BERNICE ST, EDISON, NJ 08820-1728 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | PRIMETIME TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000105329 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 18095/1996 |
| Instrument | 2020105329 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 5 BERNICE ST, EDISON, NJ 08820-1728 |
| Document Number | 0000021916 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 BERNICE ST EDISON NJ 088201728, EDISON, NJ 08820-1728 |
| Document Number | 0000021916 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 017806/001723 |
| Instrument | 21916 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 8, 2017 |
| Property Address | 5 BERNICE ST, EDISON, NJ 08820-1728 |
| Document Number | 0000013378 |
| Book / Page | 007021 / 000837 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 13378 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 BERNICE ST EDISON NJ 088201728, EDISON, NJ 08820-1728 |
| Document Number | 17018 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 016853/000032 |
| Instrument | 17018 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2047 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,400 (-) Land $94,900 Building $211,500 | $306,400 (-) Land $94,900 Building $211,500 | |
| 2025 | $18,234.00 (+3.83%) | $306,400 (-) Land $94,900 Building $211,500 | $306,400 (-) Land $94,900 Building $211,500 |
| 2024 | $17,562.00 (+0.47%) | ||
| 2023 | $306,400 Land $94,900 Building $211,500 | $306,400 Land $94,900 Building $211,500 | |
| 2022 | $17,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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