11 Bernice St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 11 Bernice St, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,198 sqft · built 1988
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on Record
Last Sale	$959,000 (Dec 2025)
Tax Bill	$15,669 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00909-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`05-00909-0000-00010`
Alternative APNs	`050090900010` `00023649`

Interior

Building Area	2,198 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide

Location & Zoning

Account Number	00023649
Street Address	11 BERNICE ST
City	EDISON
State	NJ
Zip	08820-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	85X120
Legal Subdivision	HIGHLAND WOODS
Legal Block	909
Legal Lot Number	10
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3002
Census Tract	1411

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 BERNICE ST, EDISON, NJ 08820-1728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Mar 6, 1997 · Amount on Record
Deed Document Number	202576250
Deed Book / Page	19899 / 1595
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 11, 2025
Property Address	11 BERNICE ST, EDISON, NJ 08820-1728
Document Number	0000076250
Book / Page	19899 / 1595
Instrument Date	Dec 4, 2025
Instrument	2025076250
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,099.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 HOMESTEAD RD, EDISON, NJ 08820-2549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BERNICE ST, EDISON, NJ 08820-1728

Mortgage

Document Number	0000076251
Date	Dec 11, 2025
Instrument	2025076251

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,300 (-) Land $91,700 Building $171,600	$263,300 (-) Land $91,700 Building $171,600
2025	$15,669.00 (+3.82%)	$263,300 (-) Land $91,700 Building $171,600	$263,300 (-) Land $91,700 Building $171,600
2024	$15,092.00 (+0.47%)
2023		$263,300 Land $91,700 Building $171,600	$263,300 Land $91,700 Building $171,600
2022	$15,021.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20