5 Bella Vida Ln, Moraga, CA 94556 Property Records

Contra Costa County property record for 5 Bella Vida Ln, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,190 sqft · built 2014
Lot Size	0.307 acres (13,372 sqft)
Owner	Company Name on Record
Tax Bill	$15,878 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-250-086`

Property Details

APN / Parcel Number

Primary APN	`258-250-086`
Alternative APN	`258-250-086-0`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,190 sqft Living Area
1st Floor Area	2,205 sqft
2nd Floor Area	985 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Lot Area	13,372 sqft (0.307 acres)
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 BELLA VIDA LN
City	MORAGA
State	CA
Zip	94556-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RO COLORADOS POR LOT 301
Legal Subdivision	LAGUNA DE LOS PALO COLORADO RH
Legal Lot Number	301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 BELLA VIDA LN, MORAGA, CA 94556-1860
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
May 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SF FIRE CU
Oct 20, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2015
Transfer Doc	0000245880
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5 BELLA VIDA LN, MORAGA, CA 94556-1860
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133934
Date	Aug 21, 2019
Instrument	2019-133934

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5 BELLA VIDA LN, MORAGA, CA 94556-1860
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076162
Date	May 15, 2018
Instrument	2018-076162

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5 BELLA VIDA LN, MORAGA, CA 94556-1860
Document Number	0000129244
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5 BELLA VIDA LN MORAGA CA 94556, MORAGA, CA 94556

Mortgage

Document Number	0000129244
Date	Jul 1, 2020
Instrument	129244

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2045

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5 BELLA VIDA LN, MORAGA, CA 94556-1860
Document Number	0000196187
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5 BELLA VIDA LN MORAGA CA 94556, MORAGA, CA 94556

Mortgage

Document Number	0000196187
Date	Oct 25, 2017
Instrument	196187

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,302,270 (+2%) Land $251,770 Building $1,050,500
2025	$15,878.00 (+5.81%)	$1,276,736 (+4.04%) Land $246,834 Building $1,029,902
2023	$15,006.00 (+1.6%)	$1,227,160 Land $237,250 Building $989,910
2022	$14,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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