1 Bella Vida Ln, Moraga, CA 94556 Property Records

Contra Costa County property record for 1 Bella Vida Ln, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,661 sqft · built 2018
Lot Size	0.76 acres (33,105 sqft)
Owner	Trust Name on File
Tax Bill	$31,127 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-250-088-6`

Property Details

APN / Parcel Number

Primary APN	`258-250-088-6`
Alternative APN	`258-250-088`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,661 sqft Living Area
1st Floor Area	3,251 sqft
2nd Floor Area	1,410 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Lot Area	33,105 sqft (0.76 acres)
Garage Type	Attached
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1 BELLA VIDA LN
City	MORAGA
State	CA
Zip	94556-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T211PM36 PCL A
Legal Subdivision	SUBDIVISION MS 601-14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	352102

Owner

1 Bella Vida Ln is held in a trust since March 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1 BELLA VIDA LN, MORAGA, CA 94556-1860
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 16, 2021
Transfer Doc	0000085858
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1 BELLA VIDA LN, MORAGA, CA 94556-1860
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BELLA VIDA LN, MORAGA, CA 94556-1860

Mortgage

Document Number	0000056219
Date	Mar 31, 2022
Instrument	2022-056219

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1 BELLA VIDA LN, MORAGA, CA 94556-1860
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BELLA VIDA LN, MORAGA, CA 94556-1860

Mortgage

Document Number	0000309821
Date	Nov 8, 2021
Instrument	2021-309821

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 22, 2021
Property Address	1 BELLA VIDA LN, MORAGA, CA 94556-1860
Document Number	0000085858
Map Reference	MB 211 PG 36-38
Instrument Date	Mar 16, 2021
Instrument	2021-085858
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1 BELLA VIDA LN, MORAGA, CA 94556-1860

Mortgage

Document Number	0000085859
Date	Mar 22, 2021
Instrument	2021-085859

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1 Bella Vida Ln was $31,127.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,695,262 (+2%) Land $597,510 Building $2,097,752
2025	$31,127.00	$2,642,415 Land $585,795 Building $2,056,620
2023	$29,331.00 (+1.44%)	$2,539,809 Land $563,049 Building $1,976,760
2022	$28,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 Bella Vida Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Bella Vida Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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