Essex County and Rowley Town property record for 5 Bell Cir, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,847 sqft · built 2000 |
| Lot Size | 1.56 acres (68,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Apr 2015) |
| Tax Bill | $13,291 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0006 B:0010 L:0014 |
| Primary APN | ROWL M:0006 B:0010 L:0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 3,847 sqft Living Area |
| Gross Area | 7,612 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 68,276 sqft (1.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5 BELL CIR |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-2342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0006 B:0010 L:0014
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 BELL CIR, ROWLEY, MA 01969-2342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2024 | Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT |
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Feb 23, 2017 | Deed of Trust, Mortgage · Line of Credit INST SVGS NEWBURYPORT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on Record |
| Deed Sale | Apr 30, 2015 · Amount on Record |
| Prior Sale | Feb 04, 2009 · Amount on Record |
| Deed Book / Page | 34020 / 449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 5 BELL CIR, ROWLEY, MA 01969-2342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042290-580 |
|---|---|
| Date | Aug 26, 2024 |
| Book Page | 42290/580 |
| Instrument | 20240826002040 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 5 BELL CIR, ROWLEY, MA 01969-2342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039448-524 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 39448/524 |
| Instrument | 20210125004690 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 5 BELL CIR, ROWLEY, MA 01969-2342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35695-193 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 35695/193 |
| Instrument | 11 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,291.00 (+1.78%) | $1,129,200 (+4.63%) Land $366,000 Building $763,200 | $1,105,040 |
| 2024 | $13,058.00 (+1.47%) | $1,079,200 (+9.19%) Land $348,600 Building $730,600 | |
| 2023 | $12,869.00 | $988,400 Land $302,700 Building $685,700 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 59 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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