14 Bell Cir, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 14 Bell Cir, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,736 sqft · built 2022
Lot Size	1.08 acres (47,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2021)
Tax Bill	$12,898 (2026)
Deeds & Mortgages	Oct 2025 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0006 B:0010 L:0016`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0006 B:0010 L:0016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,736 sqft Living Area
Gross Area	6,092 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,138 sqft (1.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 BELL CIR
City	ROWLEY
State	MA
Zip	01969-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	10
Legal Lot Number	16
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	2
Census Block	2007
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 BELL CIR, ROWLEY, MA 01969-2342
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 8, 2021	Quit Claim Deed, Transfer · Conventional Mortgage NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Oct 18, 1999 · Amount on Record
Deed Book / Page	40362 / 436
Last Transfer Date	Sep 23, 2025
Transfer Doc	043016-547
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 20, 2025
Property Address	14 BELL CIR, ROWLEY, MA 01969-2342
Document Number	043016-547
Book / Page	43016 / 547
Instrument Date	Sep 23, 2025
Instrument	20251020003480
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 BELL CIR, ROWLEY, MA 01969-2342

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 8, 2021
Property Address	14 BELL CIR, ROWLEY, MA 01969-2342
Document Number	040362-436
Book / Page	40362 / 436
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 PORTER ST, EAST BOSTON, MA 02128-2122

Mortgage

Document Number	0040362438
Date	Oct 8, 2021
Instrument	40362/438

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,898.00 (+11.78%)	$1,066,800 (+8.81%) Land $438,700 Building $628,100	$1,129,886 (+22.53%)
2025	$11,539.00 (+1.18%)	$980,400 (+4.02%) Land $345,900 Building $634,500	$922,165
2024	$11,404.00 (+27.04%)	$942,500 (+36.69%) Land $329,500 Building $613,000
2023	$8,977.00	$689,500 Land $286,500 Building $403,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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