5 Baldwin Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 5 Baldwin Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,514 sqft · built 1994
Lot Size	0.558 acres (24,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$634,900 (Mar 2024)
Tax Bill	$5,462 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44L-3-60`

Property Details

APN / Parcel Number

Primary APN	`44L-3-60`
Alternative APNs	`044L 3 60` `26654`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,514 sqft Living Area
Gross Area	4,936 sqft
Basement Area	1,472 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,293 sqft (0.558 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	414 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	26654
Street Address	5 BALDWIN DR
City	FREDERICKSBURG
State	VA
Zip	22406-6264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 60 SEC 3 24295 SQFT CARDINAL FOREST
Legal Subdivision	CARDINAL FOREST SEC 3
Legal Block	3
Legal Lot Number	60
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	3
Census Block	3003
Census Tract	10305

Owner

Source: Stafford County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 18, 2019	Deed of Trust, Mortgage · VA Mortgage ATLANTIC COAST MTG
Aug 13, 2018	Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	20242302
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BALDWIN DR, FREDERICKSBURG, VA 22406-6264

Mortgage

Document Number	0250013560
Date	Oct 15, 2025
Instrument	250013560

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 5, 2024
Property Address	5 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Document Number	0240002302
Instrument Date	Oct 13, 2023
Instrument	240002302
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	NOT AVAILABLE, STEWART LAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BALDWIN DR, FREDERICKSBURG, VA 22406-6264

Mortgage

Document Number	0240002303
Date	Mar 5, 2024
Instrument	240002303

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Document Number	190012079
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BALDWIN DR FREDERICKSBURG VA 224066264, FREDERICKSBURG, VA 22406-6264

Mortgage

Document Number	190012079
Date	Jul 24, 2019
Instrument	12079

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 13, 2018
Property Address	5 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Document Number	180013591
Instrument Date	Aug 10, 2018
Instrument	13591
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BALDWIN DR FREDERICKSBURG VA 224066264, FREDERICKSBURG, VA 22406-6264
Investor	Possibly a Property Investor

Mortgage

Document Number	180013592
Date	Aug 13, 2018
Instrument	13592

Lender

Name	ATLANTIC COAST MORTGAGE LLC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,462.00 (+9.9%)	$592,600 (+12.66%) Land $130,000 Building $462,600	$592,600 (+12.66%) Land $130,000 Building $462,600
2023	$4,970.00 (+19.59%)	$526,000 Land $125,000 Building $401,000	$526,000 Land $125,000 Building $401,000
2021	$4,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baldwin Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures