2 Baldwin Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 2 Baldwin Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,655 sqft · built 1991
Lot Size	0.374 acres (16,305 sqft)
Owner	Individual Name on Record
Last Sale	$502,000 (Apr 2024)
Tax Bill	$3,153 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44L-2-58`

Property Details

APN / Parcel Number

Primary APN	`44L-2-58`
Alternative APNs	`044L 2 58` `26651`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,655 sqft Living Area
1st Floor Area	952 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,305 sqft (0.374 acres)
Porch	Open Porch
Porch Area	189 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	26651
Old Parcel Number	044L 2 58
Street Address	2 BALDWIN DR
City	FREDERICKSBURG
State	VA
Zip	22406-6264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 58 SEC 2 16304 SQFT CARDINAL FOREST
Legal Subdivision	CARDINAL FOREST
Legal Lot Number	58
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	3
Census Block	3005
Census Tract	10305

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage MLD MORTGAGE
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Deed Document Number	240004672
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	2 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BALDWIN DR, FREDERICKSBURG, VA 22406-6264

Mortgage

Document Number	0250013432
Date	Oct 14, 2025
Instrument	250013432

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 30, 2024
Property Address	2 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Document Number	0240004672
Instrument Date	Apr 24, 2024
Instrument	240004672
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BALDWIN DR, FREDERICKSBURG, VA 22406-6264

Mortgage

Document Number	0240004673
Date	Apr 30, 2024
Instrument	240004673

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	2 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	BRIDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001266
Date	Jan 19, 2022
Instrument	220001266

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	2 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	BRIDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210041991
Date	Dec 27, 2021
Instrument	210041991

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	2 BALDWIN DR, FREDERICKSBURG, VA 22406-6264
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	BRIDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001529
Date	Jan 15, 2021
Instrument	210001529

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$361,200 (+8.24%) Land $130,000 Building $231,200	$361,200 (+8.24%) Land $130,000 Building $231,200
2023	$3,153.00 (+24.82%)	$333,700 Land $125,000 Building $208,700	$333,700 Land $125,000 Building $208,700
2021	$2,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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