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5 Atlantic Oaks Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 5 Atlantic Oaks Cir, Saint Augustine, FL 32080

Property Summary

Property TypeDuplex
Details1,741 sqft · built 1983
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Aug 2026)
Tax Bill$6,730 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN172401-0030

Property Details

APN / Parcel Number

Primary APN172401-0030

Interior

Plumbing Fixtures10 Plumbing Fixtures
Units2 Units
Stories1 Story
Building Area1,741 sqft Living Area
Gross Area2,281 sqft
1st Floor Area1,741 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1994
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area30 sqft
Patio Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5 ATLANTIC OAKS CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-6876
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description14/19 ATLANTIC OAKS LOT 3 BLK A OR823/790 & 1499/845 &2761/1238(H/R)
Legal Range30E
Legal Township08S
Legal Section03
Legal SubdivisionATLANTIC OAKS
Legal BlockA
Legal Lot Number3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1030
Census Tract21410

Owner

Source: St. Johns County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3472 INDIAN CREEK BLVD, SAINT JOHNS, FL 32259-2105
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2026 · Amount on File
Deed SaleAug 19, 2026 · Amount on File
Prior SaleMay 30, 2000 · Amount on File
Deed Document Number202671012
Deed Book / Page6422 / 1488
Prior Transfer DateMay 22, 2000
Prior Transfer Doc0014990845
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 19, 2026
Property Address5 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-6876
Document Number0000071012
Book / Page6422 / 1488
Instrument DateAug 17, 2026
Instrument202671012
Transaction TypeTransfer
Record UpdatedSep 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$367,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3472 INDIAN CREEK BLVD, SAINT JOHNS, FL 32259-2105

Mortgage

Document Number0000071013,
DateAug 19, 2026
Instrument202671013
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$364,184 (-12.29%)$418,348 (+0.76%) Land $205,000 Building $213,348
2025$6,730.00 (+14.63%)$415,194 (+8.71%)$415,194 (+8.71%) Land $205,000 Building $210,194
2024$5,871.00 (+6.53%)
2023$5,511.00 (+10.95%)$381,929 (+21.07%)$381,929 (+21.07%) Land $185,000 Building $196,929
2022$4,967.00$315,451$315,451 Land $145,600 Building $169,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 243 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies365 units insured
incl. 122 condo units
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: IQ Fiber.

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