2 Atlantic Oaks Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 2 Atlantic Oaks Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Aug 2022)
Tax Bill	$9,284 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`172403-0010`

Property Details

APN / Parcel Number

Primary APN	`172403-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	55 ft deep x 100 ft wide
Garage Area	264 sqft
Porch	Finished/Open Porch
Porch Area	124 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 ATLANTIC OAKS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14/19 ATLANTIC OAKS N20FT OF LOT 1 BLK C & COQUINA GABLES BLK 69 W47.2FT LOT 1 & E52.8FT LOT 2 OR5609/919
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	COQUINA GABLES SUBDIVISION NO. 1
Legal Block	C,69
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1029
Census Tract	21410

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK
Jan 8, 2020	Warranty Deed, Transfer GIANNELL TITLE LLC
Jan 8, 2020	Warranty Deed, Transfer GIANNELL TITLE LLC
Nov 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	202275200
Deed Book / Page	5609 / 919
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	0048271073
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2022
Property Address	2 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-9706
Document Number	0056090919
Book / Page	5609 / 919
Map Reference	MB 3 PG 30
Instrument Date	Jul 22, 2022
Instrument	2022075200
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 TREASURE BEACH RD, 229, ST AUGUSTINE, FL 32080-7331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-9706

Mortgage

Document Number	0005609921
Date	Aug 3, 2022
Instrument	5609/921

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 2, 2020
Property Address	2 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-9706
Document Number	0049141378
Book / Page	4914 / 1378
Map Reference	MB 3 PG 30
Instrument Date	Mar 31, 2020
Instrument	2020026016
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE AMER RE CLOSINGS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 BROWARD RD, 332, JACKSONVILLE, FL 32218-6006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-9706

Mortgage

Document Number	49141380
Date	Apr 2, 2020
Instrument	4914/1380

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 8, 2020
Property Address	2 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-9706
Document Number	0048621191
Book / Page	004862 / 001191
Instrument Date	Jan 6, 2020
Instrument	1446
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2696 TACITO TRL JACKSONVILLE FL 322237106, JACKSONVILLE, FL 32223-7106

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 8, 2020
Property Address	2 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-9706
Document Number	0048621189
Book / Page	004862 / 001189
Instrument Date	Jan 6, 2020
Instrument	1445
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 SILKS RUN #2330 HALLANDALE BEACH FL 330092791, 2330, HALLANDALE BEACH, FL 33009-2791

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 7, 2019
Property Address	2 ATLANTIC OAKS CIR, SAINT AUGUSTINE, FL 32080-9706
Document Number	0048271073
Book / Page	004827 / 001073
Instrument Date	Oct 31, 2019
Instrument	83459
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ATLANTIC OAKS CIR ST AUGUSTINE FL 320809706, ST AUGUSTINE, FL 32080-9706

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,098 (%) Land $205,000 Building $338,098	$543,098 (%) Land $205,000 Building $338,098
2025	$9,284.00 (+11.13%)	$543,106 (+14.62%)	$543,106 (+14.62%) Land $205,000 Building $338,106
2024	$8,354.00 (+8.44%)
2023	$7,704.00 (+53.53%)	$473,846 (+48.5%)	$473,846 (+48.5%) Land $185,000 Building $288,846
2022	$5,018.00	$319,088	$319,088 Land $145,600 Building $173,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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