5 45th Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 5 45th Ave, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	1,409 sqft · built 1979
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Feb 2017)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`33-39-16-00003-0002-00017.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-16-00003-0002-00017.0`
Alternative APN	`80632`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,409 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	100 ft deep x 149 ft wide
Garage Area	568 sqft
Driveway	Driveway
Driveway Area	1,950 sqft
Porch	Open Porch
Porch Area	266 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	80632
Street Address	5 45TH AVE
City	VERO BEACH
State	FL
Zip	32968-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	STEVENS PARK UNIT NO 2 BLK B S1/2 OF LOT 17 & LOTS 21 & 22 PBI 4-54
Legal Range	39
Legal Township	33
Legal Section	16
Legal Subdivision	STEVENS PARK UNIT NO 2
Legal Block	B
Legal Lot Number	17 22
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1020
Census Tract	50706

Owner

5 45th Ave is owned and occupied by two individuals who bought it in February 2017.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 45TH AVE, VERO BEACH, FL 32968-2350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Prior Sale	Aug 14, 2015
Deed Document Number	3120170006784
Deed Book / Page	2999 / 2114
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	5 45TH AVE, VERO BEACH, FL 32968-2350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 45TH AVE, VERO BEACH, FL 32968-2350

Mortgage

Document Number	0033721898
Date	Dec 29, 2020
Book Page	3372/1898
Instrument	3120200079137

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 5 45th Ave was $2,412.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00	$182,893	$265,037 Land $49,113 Building $215,924
2023	$2,026.00 (+3%)	$172,561 (+3%)	$257,340 (+13.72%) Land $49,113 Building $208,227
2022	$1,967.00	$167,535	$226,294 Land $49,113 Building $177,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 45th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 437 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	437 in force
Nearby Flood Claims	4 (2004–2025)
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 45th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20